Applied for Tim Hortons Visa: July 3
Chequing Account Opened: July 25
Bill Payment: July 28 ($1 to Cap1)
1st PAD: American Express -> July 29 ($1)
2nd PAD: Tangerine -> July 30 ($1)
SERVICE CHARGE for July -> $1.57
It probably didn't matter anymore, but I had another round of PADs done again at the end of the month, so:
3rd PAD: Tangerine -> Aug 29 ($1)
4th PAD: American Express -> Sept 02 ($1)
then there was another SERVICE CHARGE for August -> $6.96
The plan is now to close the checking by transferring funds to Visa, and avoid more service charges for the checking.
Chequing Account Opened: July 25
Bill Payment: July 28 ($1 to Cap1)
1st PAD: American Express -> July 29 ($1)
2nd PAD: Tangerine -> July 30 ($1)
SERVICE CHARGE for July -> $1.57
It probably didn't matter anymore, but I had another round of PADs done again at the end of the month, so:
3rd PAD: Tangerine -> Aug 29 ($1)
4th PAD: American Express -> Sept 02 ($1)
then there was another SERVICE CHARGE for August -> $6.96
The plan is now to close the checking by transferring funds to Visa, and avoid more service charges for the checking.