Complicated Estate Situation - Advice Greatly Appreciated
I have a situation that I am having a hard time figuring out and would love some input from people who are more knowledgable in this area than I am.
- My Grandpa passed away in July, 2018.
- My Aunt is the executor on the will.
- Grandpa's car (2014 Chevrolet Cruze LT) is to be my inheritance and will be gifted to me from the Estate by the Executor (my Aunt)
- The car is registered to the Estate (it was transferred from my Grandpa's name recently so that we could renew the plates as they expired in December)
- I drove the car back to BC (where I live) from Ontario (where the car is registered and my Grandpa and Aunt lived/live)
- The car cannot be transferred into my name until the Grant of Probate has passed through the Ontario court system - this can take an indeterminate amount of time and is generally just an awful process
- My Grandpa had paid for a year of insurance before he passed and my Aunty contacted the insurance company and they have agreed to insure the car as if my Grandpa had just loaned it out to me. This insurance runs out on January 31st and they will not renew it because the car is being driven out of province (in BC)
- We have no way to get the car back to Ontario (nor do we want to spend that money) to get it re-insured by the current insurance company
What I am hoping to find through the wisdom of this forum is an Ontario insurance company who will insure the car for us while it is residing out of province and in the name of an Estate. In all likelihood we could have the Grant of Probate before the end of January, but there is also the chance that we don't get it until Feb, Mar, Apr or who knows when. I really don't want to have to go out and buy a $500 clunker to drive around until I can legally be considered the owner of the car I've been driving (and enjoying) since July. Can anyone think of an insurance company in Ontario that would potentially insure us in this situation?
Thank you so much if you made it this far into the post, I know it's a long one!