Investing

Couch potato investing for the last 12 years - tracking my progress

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  • Oct 16th, 2018 11:28 pm
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Deal Addict
Oct 1, 2006
1808 posts
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Montreal
ksgill wrote:
Jun 27th, 2017 8:43 pm
Converted my VTI + VXUS combo to VT today in my RRSP. Ultimate in simplicity and less transactions going ahead, what's not to like. :)
I like it. There is a lot of value in simplicity.
Sr. Member
Jan 18, 2014
638 posts
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Rouyn-Noranda
ksgill wrote:
Jun 27th, 2017 8:43 pm
Converted my VTI + VXUS combo to VT today in my RRSP. Ultimate in simplicity and less transactions going ahead, what's not to like. :)
What were your transaction fees?
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Feb 19, 2014
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How is passive investing any different that buying a mutual fund. There are mutual funds that are practically the same as a passive portfolio. Yet, the mutual fund is considered, "Active".

If I wasn't in a passive portfolio, I would be in a mutual fund, I don't have the time or knowledge to pick winners on a consistent basis.
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Mar 24, 2008
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John47 wrote:
Jun 28th, 2017 1:38 am
What were your transaction fees?
$30 USD. 2 sell transactions and 1 buy transaction at BMO IL. This is an RRSP so no capital gains.
Illegitimi non carborundum
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Apr 24, 2006
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Hi all, looking to start investing using the CCP model. Couple of questions though, since I'm doing it through TDDI, should I stick with E-series or ETF? I'm asking because on the CCP website, it says income over $50k should go with ETFs and I'm in that bracket. I'm looking to invest $100k ($10k TFSA, rest in RRSP/Non-Registered account). The $10k TFSA is the only room I have left for this year.

If for ETF, i'm thinking of going with the Assertive model (25% ZAG, 25% VCN, 50% XAW). Any thoughts or modifications should be done and which should go into RRSP/TFSA/Non-Registered account? I see that there's a lot of difference funds people are buying in this thread so I'm wondering if the listed 3 is the best option? I'm looking to spend CA$ only, rebalance maybe every year due to the higher fees if done through TDDI.

Thanks in advance!
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Mar 27, 2011
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Curious, how is everyone's portfolio performance YTD? Experiencing a slight correction?
Deal Addict
Mar 10, 2010
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gekaizer wrote:
Jun 29th, 2017 1:01 pm
Curious, how is everyone's portfolio performance YTD? Experiencing a slight correction?
It's been correcting for the past week or two. Overall I think I'm still up ~4% on the year, but I don't check very often.
Newbie
Jun 28, 2017
84 posts
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I just started investing on May 19th, so I've taken the brunt of the downward trend the TSX is on since April. Add a few risky moves into AIM and HCG, and I'm down considerably before taking dividends into account. Without dividends I've sunk nearly 4%. With dividends, my losses are nearly 2%. In less than two months...

EDIT: this is not the thread I thought it was... I'm not doing the CCP. I'm doing dividends, as you may have surmised.
Last edited by Ismellofhockey on Jun 29th, 2017 1:43 pm, edited 2 times in total.
Newbie
Nov 9, 2014
26 posts
9 upvotes
Alberta
gekaizer wrote:
Jun 29th, 2017 1:01 pm
Curious, how is everyone's portfolio performance YTD? Experiencing a slight correction?
Getting destroyed. Mind you I only started on the CCP setup back in February 2017, so not very long in comparison to every veteran CCP investor in this thread. All I know is all the gains I earned since February have disappeared recently in the last couple of months. It will probably hurt further tomorrow with today's market issues lol.
Jr. Member
Jul 20, 2009
116 posts
4 upvotes
Montreal
New couch potato investor here and this is where I stand as of today . What do you experts make of it? I am 90% in passive investing TD e-series (25% each fund) and 10% active in TD science and tech and TD dividend growth. Not planning to sell any of these funds in the coming few years.

Monthly Return History Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
Total Return — — — — — — — 0.00 2.96 6.97 2.14 -1.04

Personal Return — — — — — — — 0.00 2.33 6.97 0.91 3.63

Index Return — — — — — — — - 0.41 1.34 0.44 -1.33 0.33

Show Holding Details




Trailing Total Returns

Return Intraday 1-Week 1-Month 3-Month YTD 1-Year 3-Year (Ann.) 5-Year (Ann.) 10-Year (Ann.) Since
Purchase
(Ann.)

Total 0.00 -0.38 -1.15 7.50 11.33 — — — — 11.33

Personal 0.00 -0.38 3.66 9.87 13.25 — — — — 13.25

Index 0.00 1.01 -0.12 -1.21 0.35 — — — — 0.35
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Dec 14, 2006
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GucciCharms wrote:
Jun 29th, 2017 1:51 pm
Getting destroyed. Mind you I only started on the CCP setup back in February 2017, so not very long in comparison to every veteran CCP investor in this thread. All I know is all the gains I earned since February have disappeared recently in the last couple of months. It will probably hurt further tomorrow with today's market issues lol.
Same here, getting destroyed as well, all gains all gone and going in the negative right now, but hey, it's part of the game, will go back up!

I am using the assertive model portfolio
I was there at the 32$ price error at dell.ca day AND at the 150$ off price error at fs.ca
RFD price error moto: "Buy now, think later." -Ahzuz
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May 3, 2015
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Toronto, ON
Ahzuz wrote:
Jun 30th, 2017 9:34 am
Same here, getting destroyed as well, all gains all gone and going in the negative right now, but hey, it's part of the game, will go back up!

I am using the assertive model portfolio
Just means it's a good time to buy more right? ;)
Member
Apr 5, 2017
343 posts
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MikeZ13 wrote:
Jun 30th, 2017 12:23 pm
Just means it's a good time to buy more right? ;)
No one knows.

Same here for me, all negative, big loss
Sr. Member
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Mar 27, 2011
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Toronto
Yeah, it's all part of the process.

Good time to inject more!

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