Credit card 90 day purchase protection policy
So recently I lost a pair of prescription glasses that I bought a couple of months ago for under $500. I remembered that I bought it with a VISA with 90 purchase protection that covers theft, loss, damage for 90 days. So I call to report it and they sent me a some papers to fill out. One of the questions was, if you have home insurance, what is the policy number and underneath it indicated all claims have to go through home insurance first.
So I called my home insurance company and apparently my glasses are covered even though they were lost outside the home. However my deductible is $1,000. So obviously it doesn't make sense for me to pay $1,000 to get $500 back. Am I out of luck getting a claim through with the CC company?
Anybody have experience making purchase protection claims?
Thanks.
So I called my home insurance company and apparently my glasses are covered even though they were lost outside the home. However my deductible is $1,000. So obviously it doesn't make sense for me to pay $1,000 to get $500 back. Am I out of luck getting a claim through with the CC company?
Anybody have experience making purchase protection claims?
Thanks.