Personal Finance

Credit cards and credit check

  • Last Updated:
  • Sep 17th, 2014 3:31 pm
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[OP]
Newbie
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Oct 8, 2013
71 posts
55 upvotes
Toronto, ON

Credit cards and credit check

Up until recently, I've had just 1 credit card with CIBC. Now that I'm out of school and have a decent job, I applied for two different credit cards with RBC and got approved for both of them. Interestingly, I haven't seen an inquiry note with Equifax showing that RBC checked my credit history before issuing me the cards. Is it possible that banks can issue a credit card without doing a credit check?
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Deal Addict
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Oct 4, 2004
3970 posts
905 upvotes
Vancouver
sweetsimplistic wrote:
Sep 17th, 2014 3:29 pm
Up until recently, I've had just 1 credit card with CIBC. Now that I'm out of school and have a decent job, I applied for two different credit cards with RBC and got approved for both of them. Interestingly, I haven't seenan inquiry note with Equifax showing that RBC checked my credit history before issuing me the cards. Is it possible that banks can issue a credit card without doing a credit check?
RBC pulls from the other credit bureau, Transunion.
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