Universities and colleges usually have credit cards they give out.. and they give em to anyone.
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Mar 27th, 2005 04:10 PM #1Member


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Credit cards for students
I'm a university student living at home and I'm looking for a good credit card. I looked at canrock's comparison at http://www.redflagdeals.com/deals/ma...oliday/credit6 but it doesnt say anything about students. Will I be eligible for those cards? If not, what would you recommend?
Thanks
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Mar 27th, 2005 04:14 PM #2_______________
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Mar 27th, 2005 04:16 PM #3Sr. Member



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Mar 27th, 2005 04:27 PM #4like what UB says.
Originally Posted by UrbanPoet
just goto the local campus bank and im sure they will give you a student VISA or MC.
my first year in waterloo in 1998 I got a student visa and MC with no problems._______________
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Mar 27th, 2005 04:34 PM #5yeah. They just want to LEEECCHH your money.
Originally Posted by ronny1980
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Mar 27th, 2005 04:36 PM #6
I got a TD Visa, Citibank Mastercard and AMEX as a student, no problems.
I think the Amex and maybe one of the other ones (can't remember now) had a minimum annual income. I put down my income as the minimum and put employer/source as "Parents and savings" and I got approved
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Mar 27th, 2005 04:40 PM #7
Usually the cards offered on campus don't offer much rewards or benefits. But if you've got a good credit rating, just apply for the ones you really want and most likely they'll give it to you even if you have no income. But of course you can't put no income.... put like $4000-5000. I did that with my 1st CC (PC Financial) when I was 18 and I got it.
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Mar 27th, 2005 06:08 PM #8Deal Addict




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try this guide here
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Mar 27th, 2005 06:40 PM #9
I remember getting a TD Visa card with I started university. It had a $500 limit, more than enough, I'd say. I didn't need my parents to cosign it at all.
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Mar 27th, 2005 07:07 PM #10
Originally Posted by kingsley
That's what I started with too.
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Mar 27th, 2005 09:14 PM #11Me three. But every since I got the PC Financial one, I haven't touched the Visa.
Originally Posted by Arrow
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Mar 27th, 2005 09:14 PM #12
re
I have a citibank drivers edge on the way,
just count any rent/tuition fees that you pay out as annual income since your parents are giving it to you to pay or what not.
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Mar 27th, 2005 11:39 PM #13
im 20, a student, and have applied for every credit card i've been able to, and yet have only approved for two. cibc classic visa, and bmo mosaik mastercard. the td one i was rejected because i wasn't a full time student.
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Mar 28th, 2005 09:32 AM #14Banned
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Im a student and I dont just want the regular student CCs.
I want the best one I can get.
I applied for HSBC Mastercard (have an account with them) and PC Financial for their card.
I hope I get accepted. I put a minimum income down of $15000 (am a full time student) but also put that I'm unemployed at present (although I have part time jobs).
will it work?
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Mar 28th, 2005 11:16 PM #15
I have a Royal Bank student card. The interest rate is stupid like 18%, but no annual charges. I still haven't used it once and don't intend to though.
LEMAR
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