Personal Finance

Credit Cards with Triple Extended Warranty?

  • Last Updated:
  • Apr 18th, 2018 8:32 am
[OP]
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Jun 17, 2006
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Calgary

Credit Cards with Triple Extended Warranty?

I'm looking for a credit card that offers triple extended warranty. I found the National Bank Financial Platinum Mastercard (http://www.nbc.ca/bnc/cda/productfamily ... 48,00.html) but confess that the $125 annual fee is a little off-putting. Searched RFD and Google but couldn't find any other cards that also offer triple-extended warranty. Anyone know of other cards with this feature?
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12 replies
Deal Addict
Feb 10, 2013
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try the walmart card. You have to pay $4 per month for the feature but it's non annual fee, so it'd be like $48 per year.
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Oct 4, 2008
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London
bluebellrose wrote:
Sep 22nd, 2013 11:30 pm
try the walmart card. You have to pay $4 per month for the feature but it's non annual fee, so it'd be like $48 per year.


the walmart for things with 1 year only adds 1 more year ontop, if the manufactures warranty is 3 years they give u an additional 2 .. that is what their pdf states.
[OP]
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Jun 17, 2006
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Calgary
Thanks for the response bluebellrose. I think proteinJunkie is correct. According to the Walmart Financial Services website, "Whether you buy eligible appliances, electronics, or toys, at Walmart or just about any other retailer in the world, if you use your Card your warranty can be automatically doubled." My TD Gold Visa already does this for no fee (it might cap it at one additional year, but no many items start with a two year manufacturers warranty), so no gain there.
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Deal Addict
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Nov 18, 2012
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All the Triple Extended Warranty Canadian credit card had a high annual fee, the other credit card you may consider is CIBC "Dividend Unlimited World Elite" which with $79 annual fee but offer you up to two year extended warranty.
Dividend Unlimited World Elite:
EXTENDED WARRANTY INSURANCE
Coverage – The Extended Warranty Insurance feature automatically, without registration, provides Cardholders with
double the term of the Manufacturer’s Warranty up to a maximum of two additional full years commencing immediately
following the expiry of the applicable Manufacturer’s Warranty

Additional, if you choose a "Triple Extended Warranty" to make your purchase, you should keep on use it until all the warranty is over, because once you cancel your credit card, all the extended warranty will disappear.
Deal Addict
Feb 10, 2013
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@_@ don't get why you need triple warranty anyways. Most items that do break down break down a year after the fact. Probably why most cards only double it
Member
Mar 15, 2009
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Toronto
Pretty sure it's only National Bank Platinum and World MC that offer it in Canada. They also provide 6 months of purchase insurance when most/all of the other cards with this feature only offer 3 months.
Deal Guru
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Oct 24, 2012
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bluebellrose wrote:
Sep 23rd, 2013 3:51 am
@_@ don't get why you need triple warranty anyways. Most items that do break down break down a year after the fact. Probably why most cards only double it
Televisions, sound systems, microwaves, oven, refrigerators, etc. The reason CC cards still offer it is that people don't buy MANY televisions, sound systems, microwaves, ovens and refrigerators :p
[OP]
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Calgary
bluebellrose wrote:
Sep 23rd, 2013 3:51 am
@_@ don't get why you need triple warranty anyways. Most items that do break down break down a year after the fact. Probably why most cards only double it
Just re-evaluating my credit cards (just applied for the Chase Amazon.ca Visa) and extended warranty is something that's pretty valuable to me. A few months ago TD Visa sent me a $200 extended warranty cheque for a Boxee Box that got the unrepairable "orange light of death". That machine broke down within two years but my iPods and Sony earbuds have a nasty habit of lasting ~28 months. Agreed it's an unusual feature to request but if there was a cast that offered it for no fee or at a minimal fee why not?
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bkustra wrote:
Sep 23rd, 2013 7:37 pm
Just re-evaluating my credit cards (just applied for the Chase Amazon.ca Visa) and extended warranty is something that's pretty valuable to me. A few months ago TD Visa sent me a $200 extended warranty cheque for a Boxee Box that got the unrepairable "orange light of death". That machine broke down within two years but my iPods and Sony earbuds have a nasty habit of lasting ~28 months. Agreed it's an unusual feature to request but if there was a cast that offered it for no fee or at a minimal fee why not?
The bank are always smart than customer, the triple warranty is also a cost of credit card issuer. So they had to charge you some fee to cover it. The $125 annual fee is fair for those people who purchase many high value electric stuff, not fit for every one.
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Oct 1, 2004
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are there still cards that offer the "triple" warranty?

Looking to purchase iphone and big tv soon
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Feb 9, 2005
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