Credit Karma has switched scoring models
Instead of the TransRisk (i.e. the same educational score purchasable directly from Trans Union) - they now offer the CreditVision risk score. (The same score that Capital One and RBC provide).
This is a good move. This new score is closer to the real scores that creditors use than the 'educational' score.
More details at: https://help.creditkarma.com/hc/en-ca/a ... re-change-
https://www.creditkarma.ca/credit/i/wha ... arma-uses/