Credit Score Drop 30 Days late payment how long til recover?
Hello,
I recently faced a 30 days late payment by a creditor to my mistake, i've since within the same month of seeing that rectified the matter and cleared the account. It costed me about 85 Pts on equifax.
How long does it take to regain said potential 85 PTs? I was about 710 and now rolling a 625. This is the one and only derogatory item on my file.
Yes, i've called the creditor to ask them to remove it and they won't even though its the first ever time with them doing so and being a client for a long while.
I do have several credit cards paid with 0$ or close to 0$ in debt, installment loan, utilities and amex charge card to appear all on my file as a total.
All I see online are "It will cost you this much in pts" but it doesn't say how long it will take to recover from a 30 day late..
If anyone as had experience with this id love your input.
I recently faced a 30 days late payment by a creditor to my mistake, i've since within the same month of seeing that rectified the matter and cleared the account. It costed me about 85 Pts on equifax.
How long does it take to regain said potential 85 PTs? I was about 710 and now rolling a 625. This is the one and only derogatory item on my file.
Yes, i've called the creditor to ask them to remove it and they won't even though its the first ever time with them doing so and being a client for a long while.
I do have several credit cards paid with 0$ or close to 0$ in debt, installment loan, utilities and amex charge card to appear all on my file as a total.
All I see online are "It will cost you this much in pts" but it doesn't say how long it will take to recover from a 30 day late..
If anyone as had experience with this id love your input.