Personal Finance

Credit Score Dropped by 100 Points

  • Last Updated:
  • Oct 10th, 2018 4:14 pm
[OP]
Newbie
Oct 9, 2018
1 posts

Credit Score Dropped by 100 Points

My credit score seems to have dropped by 100 points overnight ...
Last month we refinanced our mortgage. Today when I checked my credit monitoring with Transunion, I first noticed that my score has dropped by 100 points and then I realized that there is no mortgage showing up on the report.
Is this the reason why my score dropped so drastically? Nothing else seems out of place in my report.
I'm hoping that it will go back up once our new mortgage lender reports to the bureau (do all mortgage lenders report?). We've made two mortgage payments with this new lender, when do you think it would be reported?

I'm freaking out because I've worked my ass off for the past two years to get my credit score to where it is after being completely stupid with credit cards when I was in college - seeing a 100 point drop is terrifying.
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