Personal Finance

Do you get depressed when you see all the deductions on your paystub?

  • Last Updated:
  • Apr 22nd, 2017 10:13 pm
Jr. Member
Apr 5, 2017
101 posts
13 upvotes
kanewtz wrote:
Apr 12th, 2017 6:02 pm
I do not get discouraged.

On the bright side, my pay this week will be my last payments for EI and CPP...already at the max!
such a well-paid job!
Member
Sep 28, 2010
241 posts
11 upvotes
Surrey
ChrisVanOrange wrote:
Apr 6th, 2017 7:55 pm
Yes, especially the union fee. Our union do jack squad, their lawyer on retainers fee does jack squad, and anytime any one who needs them their reps are "on vacation and will be back in 6 weeks", never answer their email or phone.

Completely corrupted and useless
Thats hard to believe, what union do you belong to? When we have a rep who is on vacation, their is ALWAYS more than 1 replacement. We don't even have a lawyer, but use a lawyer when we need one.
Sr. Member
Jan 27, 2015
796 posts
254 upvotes
Edmonton, AB
amitdi wrote:
Apr 17th, 2017 2:39 pm
Income taxes, property taxes, GST/HST go towards the things you mentioned - protect its citizens, control the borders, provide health care, schooling, parks, etc.
If the government ONLY did that, then we'd have no problem. Do you know how much $$$ they spend on doing things other than the ones listed above?
Sr. Member
Jan 27, 2015
796 posts
254 upvotes
Edmonton, AB
Taikonaut wrote:
Apr 17th, 2017 3:12 pm
It's easy to take these services for granted.
Who wants security, health and education? Everyone.
Who wants to pay for these services? Not many.

These services are also heavily regulated, can you imagine them being made "small government"?
You want to hire mercenaries to protect your property? What can go wrong?
You have a nursing degree from an obscure online school with no experience? You're hired.
You want to work at a school even though you're a known child sex offender? No problem.
You want to setup a drilling rig next to the city's water reservoir? Who needs water anyways.

Be grateful for what you got - we have it great here in Canada.
You nailed it.

Not many people want to pay for the services. We're getting more and more in debt, with no sign of getting to balanced budget let alone paying the debt off.

Which means, future generations will be saddled with this (more taxes, higher GST, etc.).
Newbie
Apr 18, 2017
2 posts
1 upvote
Depressed is quite a strong word, but yes the joy of pay goes down once looking at taxes, but still happy for whatever I get lol.
Union fees however I'm not fond of since for me personally my union hasn't really benefited me. For others, it may be a different story.
Member
User avatar
Sep 19, 2013
409 posts
75 upvotes
Winnipeg
FinancialFreedom wrote:
Apr 19th, 2017 3:59 pm
If the government ONLY did that, then we'd have no problem. Do you know how much $$$ they spend on doing things other than the ones listed above?
thats how all govts work. read post # 54
Deal Fanatic
User avatar
Aug 8, 2012
7240 posts
2477 upvotes
BC
FinancialFreedom wrote:
Apr 17th, 2017 2:01 pm
I guess you and I have vastly differing experiences which have changed how we perceive things.

To me it's fairly common sense: big governments can ONLY function when they tax more money. This means that the average citizen has less money, which means less choices.

Big government = more regulation. This means that the average citizen has less choices.

These are facts. You don't have to believe them. :)

To get to your point, when did I say that we don't need government? Ofcourse we need laws. I'd rather the government protect its citizens, control the borders, provide health care, schooling, parks, etc. But when the government starts dealing with how you should lead your life, that's where i draw the line.
Did you watch the video that explains what a fact is?

You have several leaps here, any single one of which is disputable, thus not a fact.
To me it's fairly common sense: big governments can ONLY function when they tax more money. This means that the average citizen has less money, which means less choices
To me it's fairly common sense
a) "common sense" to you does not equal "facts"
big governments can ONLY function when they tax more money
b) That's a leap. You have no evidence of this. You are assuming this and it's not a fact you can prove or disprove
This means that the average citizen has less money
c) That's another leap. Who is "the average citizen"? You *can* tax more without taxing "the the average citizen" more.
which means less choices
d) This is yet another leap. Somehow you have less choice if you pay more tax? In what way?

Again, please look up the definition of "opinion" and "fact". Not Trump style #alternativeFacts, *real* facts. Facts are things that are indisputable. I just disputed all your points.
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Member
User avatar
Sep 19, 2013
409 posts
75 upvotes
Winnipeg
statlan wrote:
Apr 19th, 2017 4:37 pm
Depressed is quite a strong word, but yes the joy of pay goes down once looking at taxes, but still happy for whatever I get lol.
Union fees however I'm not fond of since for me personally my union hasn't really benefited me. For others, it may be a different story.
Welcome to RFD. yeah me too, didnt like the union fees. except cpl of years back, company had to reduce staff and they *had to* get rid of all the contractors before touching an employee. so kind of in a way, union gives some stability. but depends on the situation, sometimes even unions can do anything.
Deal Addict
Sep 23, 2007
4131 posts
645 upvotes
fogetmylogin wrote:
Apr 13th, 2017 4:50 pm
All these taxes are avoidable especially your last "tax" Let me guess you are single? (hard to see why) Get married (to someone that works) and you won't have to pay for any more dinners.
Oh hahaha. It will get worse after I am married. My GF's money making ability is very limited. She wants to have kids and stop working completely to be a stay at home mom.

We live together. She cooks sometimes but we still eat out often.
Member
Jul 30, 2005
497 posts
17 upvotes
Scarborough
BananaHunter wrote:
Apr 21st, 2017 6:10 pm
Oh hahaha. It will get worse after I am married. My GF's money making ability is very limited. She wants to have kids and stop working completely to be a stay at home mom.

We live together. She cooks sometimes but we still eat out often.
She's a mortgage yo, are you sure you want to marry.
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