Drivers License Expire!

[concou]

Would letting my drivers License expire, and renewing less than a year later,somehow or other negatively affect my insurance rates in the future?

[ipxxx]

i would say yes...because somewhere they ask you how long you've held each class of license (if i recall correctly)
i guess it also depends on what class you are letting expire...for example if it's just a G1 i don't think it matters too much

....however i am totally guessing and i could be totally wrong =) just providing an example of why you shouldn't believe everything you read on the internet
why not call a real insurance agent? =)

[COSMIC5]

Why would you let your licence expire in the first place?

[Pete_Coach]

Would letting my drivers License expire, and renewing less than a year later,somehow or other negatively affect my insurance rates in the future?

Why would you let the license expire? There is no benefit to you at all and as a matter of fact, oyu may get stuck in the graduated license circuit as a result of it.

[Piro21]

It makes it a lot harder to get a proper quote, that's for sure. And it does affect your insurance. I had mine expire when I was at university and it's come back to bite me in the ass.

[angel_wing0]

Why would you let your licence expire in the first place?

i agree, well the only reason i can really think of is the op will not be driving for quite sometime.

[concou]

i agree, well the only reason i can really think of is the op will not be driving for quite sometime.

No ,actually I will be out of he country when it comes up for renewal.

I probably will not return, for 6-8 months after it has expired.

PS....It is a full G license

[jm1]

No ,actually I will be out of he country when it comes up for renewal.

I probably will not return, for 6-8 months after it has expired.

PS....It is a full G license

If you don't need a new photo, have a friend/relative go to a ServiceOntario kiosk and renew it for you (basically, you're just confirming the existing info and paying the fee). Maybe there's some provision for mailing a cheque instead, but I've always just used a kiosk.

[Canuck2fan]

Why don't you just go the DVM and find out if they will renew it now for you? I am sure this comes up all the time and there is a procedure to deal with it.

[concou]

Why don't you just go the DVM and find out if they will renew it now for you? I am sure this comes up all the time and there is a procedure to deal with it.

It requires a picture taken and you can only renew up 180 days before expiry.

[ES_Revenge]

nm I see you will be out of the country.

[COSMIC5]

could be more trouble if you let it expire...I would check with the MTO and find out if you do let it expire if you have to go through the whole graduated lic system or not... besides, insurance companies will frown upon expired lic for that long.. they do however, recognize in some cases ppl just forgot to renew their lic and as long as they show that it was re-instated, they will not penalize. I'm not saying thats for all companies, so I would check with who ever you are insured with first...

[Broli's Mom]

A driver's licence, that is not a novice licence (G1, G2, M1 or M2) may be renewed (no testing required) up to a maximum of 1 year after the date of expiry on the driver's licence.

If that same driver's licence is expired over 1 year but less than 3, the driver will only need to do an eye test in order to obtain their licence again. However, their expiry date will 5 years from the date of payment.

How an insurance company handles a driver who has let their driver's licence expire in either of these situations is completely up to the insurance company.

[concou]

How an insurance company handles a driver who has let their driver's licence expire in either of these situations is completely up to the insurance company.

So it sounds that it is possible, that negative insurance repercussions could arise from this.