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[DUCA] DUCA Credit Union - No Fee Chequing Account + $50 Bonus + $50 Charity

  • Last Updated:
  • May 19th, 2017 11:14 pm
Sr. Member
User avatar
Jul 15, 2014
669 posts
425 upvotes
Halifax
dankup wrote:
May 6th, 2017 10:16 am
Doesn't mention how long you have to keep the account open for
It says you will receive your $50 bonus within 90 days, so I would imagine after 90 days you can close the account.
Tangerine and Oaken Financial member.
Deal Fanatic
Jul 8, 2010
6689 posts
279 upvotes
York
Raboo11 wrote:
May 6th, 2017 10:28 am
It says you will receive your $50 bonus within 90 days, so I would imagine after 90 days you can close the account.
And the $20 that they mention is only for people who referred others?
Sr. Member
User avatar
Jul 15, 2014
669 posts
425 upvotes
Halifax
dankup wrote:
May 6th, 2017 10:32 am
And the $20 that they mention is only for people who referred others?
Yep, the person who refers gets $20 not the person who uses the referral code.
Tangerine and Oaken Financial member.
Member
Oct 12, 2008
238 posts
227 upvotes
Markham/Vaughan
souvik126 wrote:
May 5th, 2017 8:32 am
This is a No Fee Chequing. And there's NO monthly fee and NO minimum balance!

All our No Fee Chequing bundles include:

Unlimited deposits & withdrawals
Unlimited cheques and EFTs
Unlimited withdrawals when using DUCA and THE EXCHANGE® Network ATMs
Unlimited bill payments
Unlimited Interac® point-of-sale transactions

Not only do they offer you a No-Fee chequing account, they'll actually give you and your charity some money! Join In Program to get a $50 bonus for you and $50 for the local charity of your choice! Call us at 1-866-900-3822 or click "Apply Online" in their website.

Terms and Conditions for Join In Program:

All funds directed to charities will be reconciled on December 31st, and paid out in January. Members WILL NOT receive a charitable tax receipt.

For a charity to be considered it must be registered in Canada and must provide their charitable organization number. Charities that fall under any of the categories listed below will not be considered: Political party groups, Groups or charities that are inconsistent with generally held Canadian values and laws, Programs that benefit individuals as opposed to groups, Partisan organizations with exclusionary activities or ideals, Programs that expose DUCA to legal issues.

The referred Member must be at least 16 years of age, purchase the required Membership Share for $1.00 and open a chequing account. Within 90 days thereafter, the new Member will automatically receive a $50 credit by direct deposit to a specified DUCA account. The referring Member must have an active DUCA account. Within 90 days thereafter, the referring Member will receive $20 credit by direct deposit to a savings account.

DUCA reserves the right, at our sole discretion, to change, modify or otherwise alter these terms and conditions at any time.
Should probably let everyone know there are fees associated with DUCA:
https://www.duca.com/mymoney/fees/
The important ones are $5 yearly due, $20/year if inactive (defined as less than $1500 after 2 years), $25 for balances transferred to other institutions, and $25 if account closed within 90 days.
Deal Addict
Jul 10, 2014
1670 posts
305 upvotes
Ottawa, ON
Dave510 wrote:
May 6th, 2017 11:36 am
Should probably let everyone know there are fees associated with DUCA:
https://www.duca.com/mymoney/fees/
The important ones are $5 yearly due, $20/year if inactive (defined as less than $1500 after 2 years), $25 for balances transferred to other institutions, and $25 if account closed within 90 days.
These can all be avoided though, right?
Member
Oct 12, 2008
238 posts
227 upvotes
Markham/Vaughan
djdestroyer wrote:
May 6th, 2017 8:41 pm
These can all be avoided though, right?
Yes, they can all be avoided, but some of them aren't very common if you're coming from a bank. I don't think everyone's aware of those fees.
Deal Addict
User avatar
Dec 24, 2002
4500 posts
337 upvotes
Did this about 2 years ago ( actually posted deal here), can confirm$50 after 90 days and referral. Closed account after about 9 months. The sign up process in branch took about 30 minutes ...( Did it at Erin Mills location)
http://www.heatware.com/eval.php?id=14378

WENGER IN!!!!


I promise not to cut your taxes but I won't raise them either.
Member
Dec 25, 2013
344 posts
135 upvotes
Toronto
Do you need to be referred to get the $50 bonus or do you get the $50 bonus just for signing up?
Member
Oct 12, 2008
238 posts
227 upvotes
Markham/Vaughan
Ychanceit wrote:
May 19th, 2017 9:11 pm
Do you need to be referred to get the $50 bonus or do you get the $50 bonus just for signing up?
You get it for signing up, no need to be referred.

Just use the link on the first page.
Deal Addict
User avatar
Apr 17, 2005
3626 posts
464 upvotes
Kitchener
.50 for using debit and no free interac e-transfer? No thanks.
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