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EI (Employment Insurance) discussion thread

  • Last Updated:
  • Feb 21st, 2018 7:15 pm
[OP]
Moderator
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Sep 21, 2004
8996 posts
2511 upvotes
Calgary
MissAmbber wrote:
Jan 31st, 2018 10:51 am
If you complete 350 hours on one job which is full time and complete another 350 hours on another job which is also full time but contract job for only 350 hours, are you qualified for EI? contract job was taken because it was higher and matches with same educational level.

Also friend received letter from EI stating that vacation pay paid by previous employer will br deducted from first time and remaining difference will be paid. If i add vacation pay and difference amount, is it one week benefit or two week benefit?
1) Do did you quit the full time job to take on a contact job? 350 hours is less than 3 months. It's hard to justify quitting a permanent job over a 3 month contract.

2) You are confused. Vacation pay is allocated according to your weekly average salary. Say you get $2500 vac pay, and your weekly earning is $1000. The claim will be postponed 2 weeks, and the remaining $500 will be deducted from the first EI payment.
Explore. Dream. Discover. - Mark Twain
Newbie
Jan 31, 2018
1 posts
Hi there,

I received a letter in early December saying I may have been over paid. I sent a letter back explaining my situation and why it was the way it was. My question is, how long does it take for them to determine the amount that may be owed? It's now February and I usually get a tax refund at the end of the month and I am counting on that to pay off very important things. I'm just curious if they would end up taking my refund if the amount is determine soon. Also, can I make payment arrangements? Would that make it so they don't take the refund? Please help!
Deal Fanatic
Nov 21, 2011
7985 posts
1296 upvotes
Edmonton
beach222 wrote:
Feb 1st, 2018 8:53 am
hi im back again! after waiting almost 8 weeks to here back from service canada about my claim, they called and said i need a doctors note from the 4 days i missed while i w as sick back in sept 2017

however i dont have that doctors note anymore as its been months since then, and at the time i never new of EI so i didnt think to keep it when i lsot my job. so where do i go from here?
i have no case without that doctors note? they said to call the doctors office i went to and ask if they have a record of it on file and they didnt. as he had just scribbled out some words on one of those prescriptions papers and sent me on my way... so what can i do from here? service canada basically told me i have to fax them a note... so basically all the hard work and hours i paid into EI is all gone to shit over me losing my doctors note?? :'( no other alternatives from here?

extremely frustarted as iv waited so long just to here back from them and now it seems my only other alternative might be to apply for welfare? EI cant help me?

help anyone please
If they're asking for a doctors note and you don't have a doctors note you won't be paid benefits.
Deal Fanatic
Nov 21, 2011
7985 posts
1296 upvotes
Edmonton
AlyssaK848233 wrote:
Feb 1st, 2018 9:36 am
Hi there,

I received a letter in early December saying I may have been over paid. I sent a letter back explaining my situation and why it was the way it was. My question is, how long does it take for them to determine the amount that may be owed? It's now February and I usually get a tax refund at the end of the month and I am counting on that to pay off very important things. I'm just curious if they would end up taking my refund if the amount is determine soon. Also, can I make payment arrangements? Would that make it so they don't take the refund? Please help!
One way of them getting their money back is through withholding your tax refund, but that's not generally done unless the repayment is very delinquent. You can make a payment arrangement, but the actual overpayment needs to be established first.
Newbie
Jan 31, 2018
4 posts
Hi There,

I have a question. I am currently on EI but would like to become a Mortgage agent. If I end up getting my Mortgage Agent license will I lose my EI benefits? If I get my license I will not be making money right away, how can I still continue to get EI while building my business. Is this possible? Would this be considered a part-time job until I start making a steady income? If anyone has any concrete info, please let me know what would happen if I get my license. Appreciate it.
Newbie
Feb 1, 2018
2 posts
I want to start by saying I love this group! You have helped me so many times with my applications and I never had to ask a question!
But this time I have a weird one.

I have two part-time contract jobs. One ends first week of March and the other the last week of April.

I've only been working part-time at the March-end contact since January before that I was full-time (started in September).
The April-end contract is a TA position at a University (started in January).

I'm not sure when I should apply for EI. In March or in May? I am getting another part-time contract in April, but it pays so little I'm just able to pay my rent and bills (but not groceries) after April.

I should note that I applied for EI after my TA contract ended last May and got it. But this time with the multi-contract thing I'm not sure what to do.

Thanks for being such a great resource!
[OP]
Moderator
User avatar
Sep 21, 2004
8996 posts
2511 upvotes
Calgary
a11111 wrote:
Feb 1st, 2018 3:05 pm
Hi There,

I have a question. I am currently on EI but would like to become a Mortgage agent. If I end up getting my Mortgage Agent license will I lose my EI benefits? If I get my license I will not be making money right away, how can I still continue to get EI while building my business. Is this possible? Would this be considered a part-time job until I start making a steady income? If anyone has any concrete info, please let me know what would happen if I get my license. Appreciate it.
Technically you can no longer receive EI if you become a realtor or mortgage agent. It's like starting a business as you are no longer looking for a job. Also, you are considered to be working regardless whether you are being paid or not.
Explore. Dream. Discover. - Mark Twain
[OP]
Moderator
User avatar
Sep 21, 2004
8996 posts
2511 upvotes
Calgary
BurnyBee wrote:
Feb 2nd, 2018 10:40 am
I want to start by saying I love this group! You have helped me so many times with my applications and I never had to ask a question!
But this time I have a weird one.

I have two part-time contract jobs. One ends first week of March and the other the last week of April.

I've only been working part-time at the March-end contact since January before that I was full-time (started in September).
The April-end contract is a TA position at a University (started in January).

I'm not sure when I should apply for EI. In March or in May? I am getting another part-time contract in April, but it pays so little I'm just able to pay my rent and bills (but not groceries) after April.

I should note that I applied for EI after my TA contract ended last May and got it. But this time with the multi-contract thing I'm not sure what to do.

Thanks for being such a great resource!
You can apply in March, but as you are still working as a TA with a steady income, much of the EI benefits will be deducted.

https://www.canada.ca/en/employment-soc ... claim.html

Only you know the numbers so apply whenever is most beneficial to you.
Explore. Dream. Discover. - Mark Twain
Newbie
Jan 31, 2018
4 posts
HI,

So if I am planning on doing Mortgages on a part-time basis on the side of my full-time job, will they still will not pay EI until I find a full-time employment in my current field? I am still am looking for full-time employment in my current field but was thinking about doing mortgages part-time on the side for extra income. Would this not qualify as part-time work until I get full-time employment, as long as I claim my earnings? How would I be considered full-time work If I do not have an income?
Deal Fanatic
Nov 21, 2011
7985 posts
1296 upvotes
Edmonton
a11111 wrote:
Feb 2nd, 2018 2:38 pm
HI,

So if I am planning on doing Mortgages on a part-time basis on the side of my full-time job, will they still will not pay EI until I find a full-time employment in my current field? I am still am looking for full-time employment in my current field but was thinking about doing mortgages part-time on the side for extra income. Would this not qualify as part-time work until I get full-time employment, as long as I claim my earnings? How would I be considered full-time work If I do not have an income?
By "doing mortgages" do you mean a self employed mortgage agent? Or you're working for a bank as a mortgage specialist?

If the self employed route, how are you looking for full time work if you're trying to be a self employed mortgage agent?
Your income has no bearing on your availability for work. You could volunteer full time making negative money and still not get EI since you're not actively looking for full time insurable employment. You're not unemployed in that case.
Newbie
Jan 31, 2018
4 posts
Why wouldn't I be able to look for full-time work if I was part-time self-employed? That's what evenings are for. I am not looking for this to be my full-time career so I wouldn't be putting the full-time hours into it. Regardless, do I have the option to collect EI if I become a licensed Mortgage Broker or any profession which requires a license?
[OP]
Moderator
User avatar
Sep 21, 2004
8996 posts
2511 upvotes
Calgary
a11111 wrote:
Feb 2nd, 2018 3:35 pm
Why wouldn't I be able to look for full-time work if I was part-time self-employed? That's what evenings are for. I am not looking for this to be my full-time career so I wouldn't be putting the full-time hours into it. Regardless, do I have the option to collect EI if I become a licensed Mortgage Broker or any profession which requires a license?
The reason is that realtor and broker agent paid a hefty amount of licensing fees so there is not much sense for these type of specialized jobs to be part time.

Hey we don't make the rules. It's just the way the law and regulation is written and our job here is merely to advise the reality.

The system is far from perfect but thats above my pay grade to make any changes.
Explore. Dream. Discover. - Mark Twain
Newbie
Feb 2, 2018
2 posts
I'm a soon to be displaced Shaw employee. I will be accepting a buyout that is considered ~ 22.75 months of pay derived from my 2017 earnings. While I don't yet know my end date, assuming it is this calendar year, I plan to take the buyout in two lump sums (50% each) - this year and next Jan 15th.

I will most likely be getting a vacation pay payout, as I doubt I will have time to take my remaining vacation hours.
I am planning to move a part of my buyout into my RRSPs - I would love to move it all, but I don't have the contribution room.

Shaw has stated that the reason for leaving listed on the Record of Employment will be listed as "other - restructure" but then further clarified that to be "K - Other"

In my scenario, would I qualify for EI benefits?

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