I received the dreaded letter today
Equifax Hacked Jul 29- 143M Americans, Unknown # of Canadians
- Last Updated:
- Mar 19th, 2018 10:20 am
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- SCORE+2
- coolintheshade
- Deal Guru
- Aug 24, 2016
- 11667 posts
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- coolintheshade
- Deal Guru
- Aug 24, 2016
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- mkl38s
- Deal Fanatic
- Jan 21, 2014
- 8512 posts
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So they just sent out the mails on Friday Oct 27th? I thought they announced they sent them out a week earlier
- bewiseman
- Banned
- Jul 18, 2016
- 2014 posts
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Crap! Me too! Everything stolen! Social Insurance Number, Name, Address, Date of Birth, Phone Number, Email Address, Username, Password, and Security Questions/Secret Answers. ALL compromised!
They have everything on me! I am certain that every one of us who actually took the time to care about our credit and followed it closely like I did by opening an account with them and buying a periodic credit report and score, have been screwed by these stupid negligent idiots.
If my identify is stolen, I will be suing the crap out of them!
All we get is ONE year of monitoring?????!!
They have everything on me! I am certain that every one of us who actually took the time to care about our credit and followed it closely like I did by opening an account with them and buying a periodic credit report and score, have been screwed by these stupid negligent idiots.
If my identify is stolen, I will be suing the crap out of them!
All we get is ONE year of monitoring?????!!
- coolintheshade
- Deal Guru
- Aug 24, 2016
- 11667 posts
- 14020 upvotes
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I’m not even accepting the monitoring.bewiseman wrote: ↑ Crap! Me too! Everything stolen! Social Insurance Number, Name, Address, Date of Birth, Phone Number, Email Address, Username, Password, and Security Questions/Secret Answers. ALL compromised!
They have everything on me! I am certain that every one of us who actually took the time to care about our credit and followed it closely like I did by opening an account with them and buying a periodic credit report and score, have been screwed by these stupid negligent idiots.
If my identify is stolen, I will be suing the crap out of them!
All we get is ONE year of monitoring?????!!
I’ve put my name in the two class actions listed a couple pages back.
They can take their free monitoring and stick it.
They aren’t getting off that easy.
- coolintheshade
- Deal Guru
- Aug 24, 2016
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To be fair, the number impacted was suppose to be around 100k.
I imagine they did the letters in batches, as each letter is personalized to each individual on how much of their personal data was impacted.
- mkl38s
- Deal Fanatic
- Jan 21, 2014
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it's baffled me that different people have different information lost/stolen. Does it mean these came from more one incident of hacks?
- bewiseman
- Banned
- Jul 18, 2016
- 2014 posts
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I was of the impression that one did not preclude the other, at least I thought that that was what I read earlier in this thread. Does accepting the free year of monitoring eliminate the option of legal action? I already have a monthly service with them so it's not as if I am going to be giving them information that they don't already have. They will simply extend my current service, free of charge, for the next year.coolintheshade wrote: ↑ I’m not even accepting the monitoring.
I’ve put my name in the two class actions listed a couple pages back.
They can take their free monitoring and stick it.
They aren’t getting off that easy.
- bewiseman
- Banned
- Jul 18, 2016
- 2014 posts
- 786 upvotes
That 100K number was reduced to 8K. However, I don't believe that they're telling the truth. There are too many of us affected on RFD for that 8K in about 24 million Canadian adults, probability, to make any sense. 100K or even 1 million, sounds more likely.coolintheshade wrote: ↑ To be fair, the number impacted was suppose to be around 100k.
I imagine they did the letters in batches, as each letter is personalized to each individual on how much of their personal data was impacted.
- jeff1970
- Deal Addict
- Mar 9, 2012
- 4102 posts
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- Kitchener
But I am sure there are more that 8,000 Canadians that have done this. Tell me, did you or do you have an American credit card (of any sort) that you opened somewhere in the US? If so, when? I had a Kaufmann's card from way back...that's my only link to the USA. (opened maybe in the 90's)bewiseman wrote: ↑ Crap! Me too! Everything stolen! Social Insurance Number, Name, Address, Date of Birth, Phone Number, Email Address, Username, Password, and Security Questions/Secret Answers. ALL compromised!
They have everything on me! I am certain that every one of us who actually took the time to care about our credit and followed it closely like I did by opening an account with them and buying a periodic credit report and score, have been screwed by these stupid negligent idiots.
If my identify is stolen, I will be suing the crap out of them!
All we get is ONE year of monitoring?????!!
Why can't we all just get along?
- bewiseman
- Banned
- Jul 18, 2016
- 2014 posts
- 786 upvotes
No doubt there are more than 8K. However, the fact that I have had my username, password, and security questions stolen, suggests that those of us with online accounts with Equifax, may have had the worst breach. By the way, there were two breaches, as I understand it. Something about the ability to log in with only "admin"/"admin", giving access to everything? Anyhow, I am only speculating and have no real clue what has really happened. None of us do.jeff1970 wrote: ↑ But I am sure there are more that 8,000 Canadians that have done this. Tell me, did you or do you have an American credit card (of any sort) that you opened somewhere in the US? If so, when? I had a Kaufmann's card from way back...that's my only link to the USA. (opened maybe in the 90's)
I'd like to hear from the RFDer earlier in the thread who only had his name and address taken. Did he/she have an online account with Equifax.
My only connection with the USA is a bank account opened in 2008 (closed during banking crisis), in Athen, GA, with Wachovia ( now part of Wells Fargo), while I was still dating my wife.
- coolintheshade
- Deal Guru
- Aug 24, 2016
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I once had a Target US credit card, but i cancelled it once Target came to Canada because it was no good to use here.jeff1970 wrote: ↑ But I am sure there are more that 8,000 Canadians that have done this. Tell me, did you or do you have an American credit card (of any sort) that you opened somewhere in the US? If so, when? I had a Kaufmann's card from way back...that's my only link to the USA. (opened maybe in the 90's)
- bewiseman
- Banned
- Jul 18, 2016
- 2014 posts
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Together with the montreal firm mentioned earlier in this thread, the following firm is also pursuing action.
https://www.sotosllp.com/have-you-been- ... y-equifax/
https://www.sotosllp.com/have-you-been- ... y-equifax/
- coolintheshade
- Deal Guru
- Aug 24, 2016
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Yes that was in that news article mentioned a couple pages back.bewiseman wrote: ↑ Together with the montreal firm mentioned earlier in this thread, the following firm is also pursuing action.
https://www.sotosllp.com/have-you-been- ... y-equifax/
- bewiseman
- Banned
- Jul 18, 2016
- 2014 posts
- 786 upvotes
I accepted the 12 month free monitoring because I don't believe that it precludes legal action against them at a later date. I was also given the opportunity to place a fraud alert on my credit report and SIN number. This fraud alert persists for 6 years and required any creditor to call me at the number I specified before granting "me" any new credit.
They changed my username and password. Sort of. Actually, they didn't do it properly and I had to go in to my online profile and change it myself including the one secret question.
The experience with the Fraud lady was horrible. Horrible racket in the background and an extreme accent that I could barely understand. I had to repeat everything I said multiple times.
They changed my username and password. Sort of. Actually, they didn't do it properly and I had to go in to my online profile and change it myself including the one secret question.
The experience with the Fraud lady was horrible. Horrible racket in the background and an extreme accent that I could barely understand. I had to repeat everything I said multiple times.
- jeff1970
- Deal Addict
- Mar 9, 2012
- 4102 posts
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Yeah, you'd think with such a serious breach they'd have English (or even French) speaking CSR's, rather than the ones being used out of India (or it sure seems so). I had the same experience as you, had to repeat everything 4 or 5 times. Horrible optics.
Why can't we all just get along?
- jeff1970
- Deal Addict
- Mar 9, 2012
- 4102 posts
- 2980 upvotes
- Kitchener
So it seems that a lot that are affected by this breach at some point had some dealings with US companies dealing with credit of some sort. Though 8,000 would seem like a low number.coolintheshade wrote: ↑ I once had a Target US credit card, but i cancelled it once Target came to Canada because it was no good to use here.
I also had a pre-paid AT&T phone, can't remember if I used my SIN on it or not.
Why can't we all just get along?
- ROYinTO
- Deal Fanatic
- Dec 12, 2009
- 6145 posts
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- Toronto
I'm supposed to have a fraud alert on mine. Just did an early renewal on the mortgage through the banks mortgage center and not branch. Either a different type of mortgage or contract does not qualify as new credit.
- bewiseman
- Banned
- Jul 18, 2016
- 2014 posts
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I suspect that that doesn't qualify as new credit. In fact, I bet you didn't even get a hard enquiry on your credit. Do you have a monthly service with Equifax? When you log into your account and look at your credit report there is a section for "special services". You should see the fraud alert there.
I'm actually happy to have this fraud alert, if it works, because it will actually slow down my own credit applications. I have hit my credit so hard over the last three years with so many new accounts that my credit score is really suffering. It's time to just sit for a while and do nothing other than maintain the credit I have.
- mkl38s
- Deal Fanatic
- Jan 21, 2014
- 8512 posts
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Anyone (impacted or not) can call and get fraud alert enabled with free of charge right? According to their statement from their web site. I am contemplating if I should even though I am not impacted (so far, no letter yet)