Equifax keeps messing up - legal action?
Four years ago when I was just 17 I was applying for a Student Line of Credit with my bank (TD CANADA TRUST) when we discovered that Equifax had essentially combined me and my dad as one person. This had given me at 17 an approved credit rating for over a 300k mortgage. I was 17 you cant even have credit in canada at that age. Regardless the bank called equifax and after a few days the issue was resolved.
Now fast forward to four years later, today im 21. I have tried to apply for a credit card to help rebuild my credit and I cant because they have combined us again so I have to answer questions about loans and credit cards I dont have. I furious now sure I could call them again and in 1-11 buisness days they will have it fixed and what not. But what happens down the road when I need something fast and they have combined us again.
Do you think I have an legal grounds to take action here?