Investing

ETF distribution question

  • Last Updated:
  • Dec 28th, 2017 10:26 pm
[OP]
Sr. Member
Mar 9, 2014
751 posts
322 upvotes
Ottawa

ETF distribution question

Hey guys

Average CCP investor a few years in here. I've currently got my TFSA broken out as follows and am getting ready to contribute for 2018. Not sure if I should contribute to these funds or add on another ETF to diversify further. This is money I won't need anytime soon. Prior to any rebalancing my current distribution is as follows. I'm inclined not to bother rebalancing right now since the proportions seem reasonable.

VUN - 33.12%
VCN - 28.23%
VXC - 13.23%
XEF - 8.86%
VAB - 7.17%

Advice appreciated!
1 reply
Member
Jul 1, 2006
357 posts
158 upvotes
The model portfolio's here are using some different ETFs, but there is probably little reason to switch and incur extra trading costs. I bring this up only as a matter of interest.
https://cdn.canadianportfoliomanagerblo ... -09-30.pdf

The only possible thing that could be added would be real estate, (REIT ETF- such as ZRE). But most CCP model portfolios don't include them.

Overall though it looks like a reasonable portfolio IMHO. Since you are following a typical couch potato approach, I don't think there would be any reason to diversify further.

You can use your new contributions to help bring the most under target allocation ETFs closer into your desired allocation.

Top