First Car Accident, what do you think will happen?
I visited my mom this weekend and had parked on the street. The neighbour backed out of his driveway and ended up hitting my car. I was inside my mom's house but my brother who was washing his car on my mom's driveway heard the car hit and ran inside to get me.
When I got outside, the neighbour had already pushed my bumper back and I was only able to get photos of the dent in my car.
I got his name and phone number (I also know where he lives since he's my mom's neighbour), but when I asked for his insurance, he basically said that he's good friends with my dad and he'll pay me in cash. It was my first car accident and did not handle the situation as well as I would've liked. I said okay and got a note from him that basically said that he's willing to cover the damages. I went to get quotes immediately that day. When I called him later that day, he basically said it was too much and he would rather go through insurance. He had my number and said he would send me his license and insurance.
Obviously he did not send me his license or insurance. Later that day I reported it to my insurance company and also filed a collision report about 40 hours later (they were closed on Sunday).
The only information I have from him is his name, phone number, address, license plate and a note that says he'll cover charges. I feel so stupid for not grabbing his insurance. But honestly, he lives right across from my mom so I thought he'd be honest and stay true to his word. And since he hasn't been honest all this time, I'm afraid he's going to deny the accident or try to turn it around on me.
Also, I don't know if this is any useful information, but when I went to report this to the collision centre the police officers ran the license plate and said that the car he hit me with was not in his name. Does that make any difference?
Just really worried and not sure who to talk to. Any insights would be comforting and appreciated, or if anyone has similar stories to share, I'd love to hear what happened.
Thank you
When I got outside, the neighbour had already pushed my bumper back and I was only able to get photos of the dent in my car.
I got his name and phone number (I also know where he lives since he's my mom's neighbour), but when I asked for his insurance, he basically said that he's good friends with my dad and he'll pay me in cash. It was my first car accident and did not handle the situation as well as I would've liked. I said okay and got a note from him that basically said that he's willing to cover the damages. I went to get quotes immediately that day. When I called him later that day, he basically said it was too much and he would rather go through insurance. He had my number and said he would send me his license and insurance.
Obviously he did not send me his license or insurance. Later that day I reported it to my insurance company and also filed a collision report about 40 hours later (they were closed on Sunday).
The only information I have from him is his name, phone number, address, license plate and a note that says he'll cover charges. I feel so stupid for not grabbing his insurance. But honestly, he lives right across from my mom so I thought he'd be honest and stay true to his word. And since he hasn't been honest all this time, I'm afraid he's going to deny the accident or try to turn it around on me.
Also, I don't know if this is any useful information, but when I went to report this to the collision centre the police officers ran the license plate and said that the car he hit me with was not in his name. Does that make any difference?
Just really worried and not sure who to talk to. Any insights would be comforting and appreciated, or if anyone has similar stories to share, I'd love to hear what happened.
Thank you