You know they will if they can.shinyredbike wrote: ↑I hope TD doesn't count the time for my cheque to clear as a zero balance.
Free 7" Galaxy Tab 3 for opening an account with TD [Over, On-going Discussion Only]
- SCORE
- Reason
Score breakdown ×
- Upvote
-
0%
- Not a good price
-
0%
- Bad product/service
-
0%
- Poor merchant reputation
-
0%
- Unable to get the deal
-
0%
- Other (downvote)
-
0%
- vuhoang123
- Sr. Member
- Aug 25, 2012
- 947 posts
- 111 upvotes
- Toronto
- CsG
- Sr. Member
- Sep 6, 2010
- 789 posts
- 99 upvotes
- Waterloo
Cheques deposit if held is still counted to your account balance -- just not your available balance. Waiver is based on end of day balance. EDIT: Not sure if it's end of day balance or the balance after each transaction.
- gabbycup
- Sr. Member
- Feb 18, 2004
- 821 posts
- 302 upvotes
- gabbycup
- Sr. Member
- Feb 18, 2004
- 821 posts
- 302 upvotes
Yes. No.superstarmd wrote: ↑Just opened a new infinity acc today and transferred all of the money i had in the saving acc thru which i got paid by my boss, but i'm still wondering about the first step - direct deposit..Do i have to ask my boss tO deposit my salary into the new acc instead of the saving one? Or they just continue paying me in the same way and once i get the money, i transfer to the new acc by myself, does it still count ?
If you transfer into your new account then it's NOT a direct deposit. You will have to provide your new account info to your employer and ask them to do the payroll deposit to it instead.
- ndondo
- Sr. Member
- May 28, 2004
- 851 posts
- 181 upvotes
I am already starting to hate TD bank
I got ding $9 and $2
$9 for infinity account fee - even though I deposit a cheque the same day when I open the account.
$2 for chq return fee - Even though I set from the beginning that I want paperless
Now if I call in to get things straightened out - I may get disqualified ?? Someone from TD need to officially chime in here...
Though I still may want to though it out for a $14 galaxy tab (unless I get ding again next month for something else... )
or get everything straightened out after I got my galaxy tab :LOL:
I got ding $9 and $2
$9 for infinity account fee - even though I deposit a cheque the same day when I open the account.
$2 for chq return fee - Even though I set from the beginning that I want paperless
Now if I call in to get things straightened out - I may get disqualified ?? Someone from TD need to officially chime in here...
Though I still may want to though it out for a $14 galaxy tab (unless I get ding again next month for something else... )
or get everything straightened out after I got my galaxy tab :LOL:
- daikman
- Deal Addict
- Apr 15, 2011
- 1484 posts
- 380 upvotes
Ridiculous. I opened the account May 15 - deposited $3550 in person that day at TD.
I got dinged an $8.69 "infinite fee" - just called. They are going to reverse it tomorrow one the system is back up. The most annoying part is that my balance is like $2.00 below $3500 right now. So I know next month I'll be dinged again a "day prorated fee". Clearly I'll force them to reverse both. If they don't give me a tablet for the reversal of their mistakes, I will raise utter hell.
I got dinged an $8.69 "infinite fee" - just called. They are going to reverse it tomorrow one the system is back up. The most annoying part is that my balance is like $2.00 below $3500 right now. So I know next month I'll be dinged again a "day prorated fee". Clearly I'll force them to reverse both. If they don't give me a tablet for the reversal of their mistakes, I will raise utter hell.
- gabbycup
- Sr. Member
- Feb 18, 2004
- 821 posts
- 302 upvotes
No you will get dinged the full fee, not prorated, for the month of June. They only prorate the first month since you opened the account mid-month.daikman wrote: ↑Ridiculous. I opened the account May 15 - deposited $3550 in person that day at TD.
I got dinged an $8.69 "infinite fee" - just called. They are going to reverse it tomorrow one the system is back up. The most annoying part is that my balance is like $2.00 below $3500 right now. So I know next month I'll be dinged again a "day prorated fee". Clearly I'll force them to reverse both. If they don't give me a tablet for the reversal of their mistakes, I will raise utter hell.
- gabbycup
- Sr. Member
- Feb 18, 2004
- 821 posts
- 302 upvotes
Relax. If you do everything they asked, they will give you the tablet. Just make sure you document everything.ndondo wrote: ↑I am already starting to hate TD bank
I got ding $9 and $2
$9 for infinity account fee - even though I deposit a cheque the same day when I open the account.
$2 for chq return fee - Even though I set from the beginning that I want paperless
Now if I call in to get things straightened out - I may get disqualified ?? Someone from TD need to officially chime in here...
Though I still may want to though it out for a $14 galaxy tab (unless I get ding again next month for something else... )
or get everything straightened out after I got my galaxy tab :LOL:
- vuhoang123
- Sr. Member
- Aug 25, 2012
- 947 posts
- 111 upvotes
- Toronto
I'm surprised no other bank is offering a similar promotion.
- Knaw
- Member
- Mar 3, 2008
- 488 posts
- 243 upvotes
- Toronto
daikman wrote: ↑Ridiculous. I opened the account May 15 - deposited $3550 in person that day at TD.
I got dinged an $8.69 "infinite fee" - just called. They are going to reverse it tomorrow one the system is back up. The most annoying part is that my balance is like $2.00 below $3500 right now. So I know next month I'll be dinged again a "day prorated fee". Clearly I'll force them to reverse both. If they don't give me a tablet for the reversal of their mistakes, I will raise utter hell.
I got dinged a $9 fee as well and I deposited 4000$ the first day the account was opened.
I'm not going to try and reverse the fee because of an earlier post that said anyone who gets fees waved don't get a tablet.
A 10$ tab is not that bad, and I don't want to risk it. This just supports my decision to close this account as soon as I get the tablet. These big banks are terrible.
- delldeals8
- Deal Addict
- Oct 16, 2012
- 1318 posts
- 727 upvotes
- EDMONTON
Yeah, I hate these big banks, TD in particular where they constantly charge me couple of dollars here and there every few months. I'm going back to PC Financial where its truly free from ridiculous charges when I get my tablet from TD. My co-worker who used to work for TD told me that it is the most expensive bank with them since they nickel and dime their customers for charges.
- catalinb
- Jr. Member
- Oct 13, 2012
- 100 posts
- 31 upvotes
- Mississauga
Sorry to be off-topic, but I have a different experience with TD. Just to be clear, don't work for TD. After we landed in Canada (2 years + few months) we opened an account at TD. Since then, we never paid a dime for any charges. We have a Select account now (when we started we had a value I think), and we are getting a lot of free stuff (TD Auto Club similar to CAA: FREE, 100 checks: FREE, certified checks: FREE, unlimited transactions). I didn't tried the deposit box (free as well). They always answer my questions from online banking, employees in any branch are very helpful...
- mrdevil
- Member
- Jul 23, 2006
- 200 posts
- 2 upvotes
I also find TD bank tellers / sales reps to be (on average) hotter than the other banks.
- DealStalker
- Member
- Oct 1, 2012
- 312 posts
- 66 upvotes
- Toronto
Would anybody know if this offer applies to existing TD customers who are upgrading to one of the eligible accounts. I added my wife recently to my Select Service account as a joint account holder. If she opens an eligible account of her own, will this offer still apply ?
~
sanket
~
sanket
- HondaSUV4WD
- Member
- Sep 19, 2010
- 451 posts
- 76 upvotes
- Marieville
- ninja6o4
- Member
- May 9, 2002
- 268 posts
- 33 upvotes
- freebies_r_us
- Deal Addict
- Nov 23, 2004
- 1025 posts
- 344 upvotes
+1
- joo
- Deal Addict
- Aug 16, 2004
- 2513 posts
- 1553 upvotes
- Toronto
You can't have an existing chequing account.
So if you have a savings account and open a chequing account you're eligible.
LRT: Let's Ruin Toronto
- vuhoang123
- Sr. Member
- Aug 25, 2012
- 947 posts
- 111 upvotes
- Toronto
- tjmc22
- Newbie
- Nov 1, 2010
- 35 posts
- 1 upvote
- Richmond Hill
Existing customers can register in a draw for a Galaxy Tab (one draw at each branch):
https://www.tdtabletcontest.com/
https://www.tdtabletcontest.com/
Thread Information
There is currently 1 user viewing this thread. (0 members and 1 guest)