Free chequing account with free e-transfer?
I'm looking for a free (no monthly fee) chequing account with free e-transferts. Does it exists? Is there a bank offering this?
Jan 7th, 2019 9:27 am
Jan 7th, 2019 9:44 am
Jan 7th, 2019 9:54 am
Jan 7th, 2019 10:00 am
Jan 7th, 2019 10:00 am
Jan 7th, 2019 10:13 am
Tang does not offer free (no-fee) e-transfers. No fee waiver option with minimum balance, either.
Jan 7th, 2019 11:26 am
Jan 7th, 2019 11:48 am
Jan 7th, 2019 11:52 am
Man, Tangerine must be the last outfit still charging for etransfers
Jan 7th, 2019 2:47 pm
I don't know about cheap... I just did a ULOC at CIBC about 2 months ago for P+11.5!!!User455957 wrote: ↑Jan 7th, 2019 11:48 amCIBC ULOC works like a chequing account
Free unlimited etransfers
Unlimited cheques, if you need them
And a huge cheap overdraft if you need it
I get half my pay dumped into mine
Getting approved for a ULOC is one of the tougher credit products to get approved for though
Jan 7th, 2019 2:51 pm
I had PC financial when they first set up shop. Then when ING Direct set up shop, I switched there. The main reason was because it was instant transfer between chqing and savings vs PCF 1 business day delay (weekends sucked).
Jan 7th, 2019 3:59 pm
never harm to have both. different ATM network serves different purpose.mech9t5 wrote: ↑Jan 7th, 2019 2:51 pmI had PC financial when they first set up shop. Then when ING Direct set up shop, I switched there. The main reason was because it was instant transfer between chqing and savings vs PCF 1 business day delay (weekends sucked).
Now, I switched back because Simplii got rid of the delay AND offer unlimited e-transfer. If Tangerine had offered even 5 or 10 e-transfers free per month, I would never have switched back. Too much hassle. Now that I'm back at Simplii, even if tangerine offers free e-transfer it is too late. I won't go back unless they offer something MORE that I find useful otherwise it is not worth the hassle of changing all my direct debits.
Jan 7th, 2019 8:17 pm
Yeah, that's high. Mines prime +4 and I thought mine was bad. It's only for 5k. I think I paid 40cents in interest last month going under abitmech9t5 wrote: ↑Jan 7th, 2019 2:47 pmI don't know about cheap... I just did a ULOC at CIBC about 2 months ago for P+11.5!!!
Although they did approve me for $40k. I only took $10k because my intent was never to actually use the ULOC as a LOC but as a chqing account.
No need for the extra credit. Plus, Tang offered $30k @ P+1 and I have $5k at BMO for P+3
Jan 7th, 2019 9:47 pm
I never closed the account. Just switched all my pads and moved all my money. Left $1 to bounce around to keep it active
Jan 7th, 2019 9:49 pm