Hmm. I'll need to look into the Rogers card. I don't have any Rogers products, so I think that disqualifies me from the card? I'll have to look more into it.minimalist wrote: ↑
Or, disregarding the travel medical insurance you could go with Rogers Platinum , Fido Mastercard or Amex Simply Cash:
Rogers Platinum: $18,000 x 1.75% = $315 cashback - $29 fee (free if PAD for Rogers set up) = $286 net cashback
Rogers Fido: $18,000 x 1.5% (no annual fee) = $270 in cashback
Amex Simply Cash: $18,000 x 1.25% (no annual fee) = $225 in cashback
I have an AMEX already, so I need either a Visa or MC as a lot of places I go to do not take AMEX.
Thanks for the reply though. I'll have to look more into the Rogers card.
I don't think the BMO account will solve your problems. The BMO free unlimited account is an "Online" account only. So all the things that you are doing with RBC will not allow you to do it with BMO. The BMO account you get is essentially a PCF account.goozy1 wrote: ↑I don't understand the downvotes either. Look I get it. I used to have a PC financial account too when I was in school and my banking was less complicated (I still have the account open). But I had to eventually switch to RBC because there are times I need a "real" bank to get things done. Things like last minute cheque cashing, bank drafts, depositing USD cheques , withdrawing large sums of cash, foreign exchanges (when I have no time to go to a currency exchange), getting coins, and other things I can't recall right now. On average I usually go to the teller like 1-2 a month for things that PC financial would never allow me to do.
Right now I pay $10.95 to RBC which seems like a waste. Just the other day I was looking for a free banking account from a major bank and I couldn't find anything. This offer seems like exactly what I needed. I am a bit annoyed with the CC requirement but it's not the end of the world. I will probably switch over my accounts to this.
I don't know about the horror stories, but I've had the BMO WE card for almost three years now. The airline pricing has always been the same and you can redeem rewards for it easily. They recently changed their hotel booking system and I have found the prices are exactly the same as Expedia. I recently booked all my Europe hotels with BMO Rewards and didn't have an issue when compared to Expedia.
My parents went to Portland and booked their hotels with BMO Rewards and the pricing was the same as Expedia. So far, for my family and I, it hasn't been an issue at all.