[GCR/TransUnion] $12 GCR Rebate when you signup for credit monitoring with TransUnion

Thanks OP for the deal! And for the screenshots

do we know for sure if we cancel after the first month subscription, GCR won't roll back the cash back? These cash back credits are usually pending for 45 days or more. It's just odd that they would just give away $22 for free

From the TransUnion webpage :

This offer is not available to residents of Quebec.

@espo2k : My pleasure

@mkl38s : Nothing in the T&Cs mentions anything about a minimum subscription period. YMMV i guess, but I'm OK risking $5 for $27

@Arky33 : A friend in QC signed up for the $17 regular plan, so a $10 freebie is available to you too

FYI for those that don't want to pay, CreditKarma.ca is free. I checked my CreditKarma score against TransUnion, and it's the same credit score (790).

fudge_u wrote: ↑

Aug 13th, 2017 9:46 am

FYI for those that don't want to pay, CreditKarma.ca is free. I checked my CreditKarma score against TransUnion, and it's the same credit score (790).

Subtle showing-off.

Paroxetine wrote: ↑

Aug 13th, 2017 10:03 am

Subtle showing-off.

I assume there are hundreds of RFD members with a score above 800. That's my ultimate goal.

I seen this last month and went for it.
After over 2 weeks, I never seen the transaction at all in the pending section, so I created a missing rebate ticket.
GCR came back and said TransUnion doesn't have a transaction record of my order.
Luckily I still had the email TransUnion sent with the order number when I signed up, and supplied that to GCR along with a screen shot of the email.
Next day GCR said TransUnion approved the rebate.
Sneaky people over at TransUnion, so be careful.
I cancelled the subscription the other day (exactly a month after sign up before they charged full price for another month).
We'll see if they claw back the rebate.

fudge_u wrote: ↑

Aug 13th, 2017 10:08 am

I assume there are hundreds of RFD members with a score above 800. That's my ultimate goal.

Why? What does that do for you?

coolintheshade wrote: ↑

Aug 13th, 2017 10:18 am

Why? What does that do for you?

Nothing... it's just a goal. I've been keeping an eye on my credit score for the past few years, and I've seen it dip as low as 650ish (missed payments), and climb back up to the 750+. 790 is the highest my credit score has ever been.

Thanks OP. For 5 bucks this is a steal.

thanks Op!

Nibbler2012 wrote: ↑

Aug 13th, 2017 10:51 am

Do you only get a number from this or does it have a full breakdown?

I completed a consumer proposal a couple months ago and need to verify it has been recorded properly...wondering if this would be suitable.

I think the score is what costs people money usually, hard to imagine you pay for this just to get the number without the report.. You can request paper reports for free from both Equifax and TransUnion. But like others have said, you can get the report and an estimated score online for free immediately from sites like CreditKarma (TU) and RateHub (Equifax).