[GCR/TransUnion] $12 GCR Rebate when you signup for credit monitoring with TransUnion

Aug 13th, 2017 8:43 am

#1

arvind84 [OP]: Sr. Member; Nov 6, 2015; 806 posts; 669 upvotes; Oakville

Aug 13th, 2017 8:43 am

$12 GCR Rebate when you signup for credit monitoring with TransUnion

Deal Link:: https://www.greatcanadianrebates.ca/det ... sUnion.ca/
Price:: $4.95
Expiry:: December 30, 2017
Retailer:: GCR/TransUnion

Hello All,

GCR is offering ~~$27~~ $12 cashback when you sign up for TransUnion credit monitoring.

1. Use the link on GCR for the $4.95 introductory offer (screenshots below)
2. Get ~~$27~~ $12 rebate from GCR
3. Cancel credit monitoring anytime before the first month is up

Enjoy!

Last edited by MrDisco on Aug 13th, 2017 8:43 am, edited 2 times in total.
Reason: edited title to reflect current offer

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Aug 13th, 2017 9:05 am

#2

espo2k: Sr. Member; Dec 15, 2012; 672 posts; 225 upvotes; Toronto

Aug 13th, 2017 9:05 am

Thanks OP for the deal! And for the screenshots

Aug 13th, 2017 9:13 am

#3

mkl38s: Deal Addict; Jan 21, 2014; 2597 posts; 684 upvotes

Aug 13th, 2017 9:13 am

do we know for sure if we cancel after the first month subscription, GCR won't roll back the cash back? These cash back credits are usually pending for 45 days or more. It's just odd that they would just give away $22 for free

+10

Aug 13th, 2017 9:14 am

#4

Arky33: Member; Mar 10, 2008; 409 posts; 136 upvotes; Quebec City

Aug 13th, 2017 9:14 am

From the TransUnion webpage :

This offer is not available to residents of Quebec.

+2

Aug 13th, 2017 9:23 am

#5

arvind84 [OP]: Sr. Member; Nov 6, 2015; 806 posts; 669 upvotes; Oakville

Aug 13th, 2017 9:23 am

@espo2k : My pleasure

@mkl38s : Nothing in the T&Cs mentions anything about a minimum subscription period. YMMV i guess, but I'm OK risking $5 for $27

@Arky33 : A friend in QC signed up for the $17 regular plan, so a $10 freebie is available to you too

+5

Aug 13th, 2017 9:46 am

#6

fudge_u: Deal Fanatic; Jun 29, 2004; 9292 posts; 3494 upvotes; Oil Country

Aug 13th, 2017 9:46 am

FYI for those that don't want to pay, CreditKarma.ca is free. I checked my CreditKarma score against TransUnion, and it's the same credit score (790).

+18

Aug 13th, 2017 10:03 am

#7

Paroxetine: Sr. Member; Aug 8, 2015; 785 posts; 823 upvotes; Toronto

Aug 13th, 2017 10:03 am

fudge_u wrote: ↑
Aug 13th, 2017 9:46 am
FYI for those that don't want to pay, CreditKarma.ca is free. I checked my CreditKarma score against TransUnion, and it's the same credit score (790).

Subtle showing-off.

+61

Aug 13th, 2017 10:08 am

#8

fudge_u: Deal Fanatic; Jun 29, 2004; 9292 posts; 3494 upvotes; Oil Country

Aug 13th, 2017 10:08 am

Paroxetine wrote: ↑
Aug 13th, 2017 10:03 am
Subtle showing-off.

I assume there are hundreds of RFD members with a score above 800. That's my ultimate goal.

+7

Aug 13th, 2017 10:17 am

#9

coolintheshade: Deal Addict; Aug 24, 2016; 3470 posts; 2088 upvotes; Where am I? That is …

Aug 13th, 2017 10:17 am

I seen this last month and went for it.
After over 2 weeks, I never seen the transaction at all in the pending section, so I created a missing rebate ticket.
GCR came back and said TransUnion doesn't have a transaction record of my order.
Luckily I still had the email TransUnion sent with the order number when I signed up, and supplied that to GCR along with a screen shot of the email.
Next day GCR said TransUnion approved the rebate.
Sneaky people over at TransUnion, so be careful.
I cancelled the subscription the other day (exactly a month after sign up before they charged full price for another month).
We'll see if they claw back the rebate.

Last edited by coolintheshade on Aug 13th, 2017 10:17 am, edited 1 time in total.

+13

Aug 13th, 2017 10:18 am

#10

coolintheshade: Deal Addict; Aug 24, 2016; 3470 posts; 2088 upvotes; Where am I? That is …

Aug 13th, 2017 10:18 am

fudge_u wrote: ↑
Aug 13th, 2017 10:08 am

I assume there are hundreds of RFD members with a score above 800. That's my ultimate goal.

Why? What does that do for you?

+2

Aug 13th, 2017 10:24 am

#11

fudge_u: Deal Fanatic; Jun 29, 2004; 9292 posts; 3494 upvotes; Oil Country

Aug 13th, 2017 10:24 am

coolintheshade wrote: ↑
Aug 13th, 2017 10:18 am
Why? What does that do for you?

Nothing... it's just a goal. I've been keeping an eye on my credit score for the past few years, and I've seen it dip as low as 650ish (missed payments), and climb back up to the 750+. 790 is the highest my credit score has ever been.

+5

Aug 13th, 2017 10:42 am

#12

TransporterSD: Deal Addict; Aug 19, 2015; 2566 posts; 1878 upvotes

Aug 13th, 2017 10:42 am

Thanks OP. For 5 bucks this is a steal.

Aug 13th, 2017 10:47 am

#13

stilltippin: Member; Nov 8, 2012; 259 posts; 88 upvotes; London, ON

Aug 13th, 2017 10:47 am

thanks Op!

Aug 13th, 2017 10:51 am

#14

Nibbler2012: Member; Jul 23, 2015; 445 posts; 167 upvotes; Hamilton, ON

Aug 13th, 2017 10:51 am

Do you only get a number from this or does it have a full breakdown?

I completed a consumer proposal a couple months ago and need to verify it has been recorded properly...wondering if this would be suitable.

Aug 13th, 2017 11:07 am

#15

chinesedevil: Deal Fanatic; Jul 15, 2008; 8259 posts; 1045 upvotes; Toronto

Aug 13th, 2017 11:07 am

Nibbler2012 wrote: ↑
Aug 13th, 2017 10:51 am
Do you only get a number from this or does it have a full breakdown?

I completed a consumer proposal a couple months ago and need to verify it has been recorded properly...wondering if this would be suitable.

I think the score is what costs people money usually, hard to imagine you pay for this just to get the number without the report.. You can request paper reports for free from both Equifax and TransUnion. But like others have said, you can get the report and an estimated score online for free immediately from sites like CreditKarma (TU) and RateHub (Equifax).