Hot Deals

[GCR/TransUnion] $12 GCR Rebate when you signup for credit monitoring with TransUnion

  • Last Updated:
  • Nov 3rd, 2017 7:36 pm
Deal Guru
Nov 16, 2004
13643 posts
1204 upvotes
Toronto
Bobberts wrote:
Aug 14th, 2017 10:13 pm
That's a huge difference. Between Borrowell and RBC, RBC is 45 point higher for me.
My Borrowell is leaps and bounds higher than my now-received TransUnion score. I'm not sure who they use but I was a fan of the service, up until this report.

Edit: They use Equifax
"Deal of the Day" addict
Sr. Member
May 12, 2014
586 posts
164 upvotes
Markham, ON
DaVibe wrote:
Aug 15th, 2017 1:55 pm
My Borrowell is leaps and bounds higher than my now-received TransUnion score. I'm not sure who they use but I was a fan of the service, up until this report.

Edit: They use Equifax
I can confirm this. When Home Depot had the free 1 year credit protection from Equifax, Borrowell always matched.
Deal Addict
Jan 21, 2014
2149 posts
493 upvotes
vkizzle wrote:
Aug 15th, 2017 1:45 pm
Is your $27 ready to be redeemed?
If not, they can still claw it back.LOL
Noway, I think there is a 55 days window you must wait
Deal Expert
Aug 22, 2011
15870 posts
4743 upvotes
Ottawa
mkl38s wrote:
Aug 15th, 2017 2:54 pm
Noway, I think there is a 55 days window you must wait
There is, which is why I had to ask him again.
Sr. Member
Dec 9, 2014
985 posts
307 upvotes
nnelly wrote:
Aug 14th, 2017 10:18 pm
I completed the transaction yesterday but there is still no credit of $27 into my GCR account. There is also nothing showing the in 'current rebates' section.

I tried to submit a missing transaction in the rebates section with my TU receipt but there is an error message advising the merchant will not accept a trace within 7 days.
strippedaway wrote:
Aug 15th, 2017 12:15 am
You're not alone. I did it yesterday as well and it shows as a click on GCR but so far no rebate.
CyniC- wrote:
Aug 15th, 2017 11:31 am
Me 3. I did it 25 hours ago and nothing is issued on GCR.
So what do we do
Deal Guru
Nov 16, 2004
13643 posts
1204 upvotes
Toronto
Bobberts wrote:
Aug 15th, 2017 2:24 pm
I can confirm this. When Home Depot had the free 1 year credit protection from Equifax, Borrowell always matched.
Then at least in my case, that would mean my Equifax and TransUnion are WAY off from one another (which can happen, but I'm surprised).

... If you are saying Borrowell matched your Equifax
"Deal of the Day" addict
Deal Addict
Mar 18, 2006
1363 posts
354 upvotes
BC
blazed16 wrote:
Aug 14th, 2017 11:44 am
Was 813 last month and after 2 new credit card approvals last month it dropped to 766 lol what the heck
My guess, is that one of the algorithms looks at how much credit you could be issued and how much is issued. Let's say total available credit is 1-1.5X your annual salary. So you make $50k, you can have credit issued up to $75K. Perhaps between all your credit cards you had $40k of credit issued. Then you got two new cards at $10k limits each, bringing your total credit issued to $60k. So you have less headroom to reach your maximum credit issued, making you less attractive.

I don't know, just something along the lines someone told me about not increasing credit limits to unneeded levels or it might hurt my score.

Also, they may penalize more for how close in time frame you were issued those cards.
Member
Jan 7, 2013
280 posts
15 upvotes
Kitsilano
G0DKING wrote:
Aug 15th, 2017 3:51 pm
So what do we do
I'm going to wait 7 days to see if the balance is credited. If not I will submit a missing rebate through GCR.
“Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.”
Deal Addict
Mar 18, 2006
1363 posts
354 upvotes
BC
This is F'N annoying.

Nowhere does it say you have to be a new member and not a previous member. So you follow the GCR link to the $4.95 intro price, and you fill in your details. Then it forces you to login because I was previously a subscriber. You do that, and it's $16.95.

So then start over. Before entering details, login because in the upper right corner, it says you can save time. Now, this time, it doesn't display $4.95 or $16.95, or populate the "What do I get?" fields in the right side. I enter in my credit card details and go to process, and get "We are temporarily unable to complete your request. Looks like we are experiencing a problem."

FFS
Newbie
Jul 25, 2017
17 posts
10 upvotes
Can someone show me how to cancel the TU account?
THanks
Sr. Member
Jun 9, 2011
614 posts
17 upvotes
TORONTO
For those of you that got charged $16.95, call in and tell them that their website said $4.95 and demand a price adjustment.

They ended up refunding me the $16.95 and gave me first month free for "the inconvenience they caused". I only asked for a price adjustment but I'll gladly take this.
Member
Oct 18, 2007
242 posts
142 upvotes
Toronto
I got charged 16.95 so i cNcellex told them shouldnt be that. They are refunding the money. No thing on gcr to show rebate

Top