Personal Finance

Get $200 to open an account (Envision Financial)

  • Last Updated:
  • Nov 8th, 2018 1:22 am
[OP]
Newbie
Dec 28, 2017
27 posts
6 upvotes

Get $200 to open an account (Envision Financial)

Looks like they offering $200 sign up bonus

https://getyourshare.ca/envisionfinancial

"To get your share, all you have to do is open an account with us, set up preauthorized debit/credit and complete a free Financial Snapshot. "

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Last edited by Mars2012 on Nov 8th, 2018 8:41 am, edited 1 time in total.
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12 replies
Member
Jan 13, 2016
244 posts
62 upvotes
Vancouver, BC
The free e transfers are great. What I don't like is they charge a $1.00 for me to me transfers. Isn't that what you would have to use if you were transferring to Hubert?
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Nov 14, 2003
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martydxb wrote:
Nov 7th, 2018 4:56 pm
FYI:

https://getyourshare.ca/terms
If one is already a member of a BC CU they are ineligible. I got $200 recently by opening an account at Coast Capital, so this is a no go for me. Neutral Face
Member
Nov 25, 2003
296 posts
89 upvotes
BC [what me worry?]
martydxb wrote:
Nov 7th, 2018 4:56 pm
FYI:

https://getyourshare.ca/terms
Yeah it seems like this promotion is available to ANY BC credit union (AND as mentioned, BC residents who are not already banking with a credit union).
I've been away for a while....
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Nov 14, 2003
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Instead, open a Simplii checking account for a $200 WB! Open to all Canadians!
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Dec 16, 2017
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Raincouver
batcave wrote:
Nov 7th, 2018 9:50 pm
Instead, open a Simplii checking account for a $200 WB! Open to all Canadians!
pbttt. we all open different account for different purposes.

Honestly, from all I know about First West CU (Islands Savings, Envision, Fraser Valley), I encourage you not to deal with them as your main F.I :)

The only CU in BC I'd like to keep business w/ is North Peace Savings CU, easy remote account opening and etc.

@OP I too got this promo when I opened Vancity back in 2015 so I can't get it anymore hahaha
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dekvitaly wrote:
Nov 7th, 2018 9:55 pm
pbttt. we all open different account for different purposes.

Honestly, from all I know about First West CU (Islands Savings, Envision, Fraser Valley), I encourage you not to deal with them as your main F.I :)

The only CU in BC I'd like to keep business w/ is North Peace Savings CU, easy remote account opening and etc.

@OP I too got this promo when I opened Vancity back in 2015 so I can't get it anymore hahaha
I use Coast Capital. Works well for me and I can go into a branch if I need additional service.

I would only open simplii for the WB.
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batcave wrote:
Nov 7th, 2018 10:05 pm
I use Coast Capital. Works well for me and I can go into a branch if I need additional service.

I would only open simplii for the WB.
I've had CCS since High School. The service level has gone down hill for the past couple years so no more CCS in my book - closed late October on the spot for the lame service level
I have TD free savings for those emergency "branch" purpose anyway, no biggie.
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dekvitaly wrote:
Nov 7th, 2018 10:16 pm
I've had CCS since High School. The service level has gone down hill for the past couple years so no more CCS in my book - closed late October on the spot for the lame service level
I have TD free savings for those emergency "branch" purpose anyway, no biggie.
I have a dedicated account manager at CC that's what I like. Similar to my relationship at my other bank (one of the big 5).
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batcave wrote:
Nov 7th, 2018 10:25 pm
I have a dedicated account manager at CC that's what I like. Similar to my relationship at my other bank (one of the big 5).
I found it indeed annoying. What if the person is off work or unavailable for immediate help?
It's just too commission minded IMO.
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dekvitaly wrote:
Nov 8th, 2018 1:03 am
I found it indeed annoying. What if the person is off work or unavailable for immediate help?
It's just too commission minded IMO.
They usually have an assistant I can contact or leave a message and they would do what I requested.

I don't mind them trying to sell me product - it is their job after all. I already pay a lot in bank fees (mostly interest expense). When I went in to see them after I opened my account they wanted me to move more of my banking from my other bank. I was open to it but I would want them to cover my legal fees. I don't think they wanted to pay for my legal fees to move my business over though. I imagine that is in their notes so if they want to pursue it, the opportunity is there.
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there are certain products and fees you can easily avoid anyway. I agree CCS is not too bad for basic banking and some loan/mortages.
This topic in regards to Envision Financial (or First West CU in general), I agree it's quite attractive to begin with, we however do prefer a keeper.
My recommendation was not avoid some conventional option and move forwards with somethings more sustainable.

Of course, Tangerine, Simplii then some CU-like system such as Alterna, Motive etc.

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