Guide to getting a mortgage ?
I haven't seen this on the forum, just mortgage rate threads and big fights over house prices.
What are the optimal steps for getting a new mortgage loan, for someone who's completely new to getting one? Do we have a guide on the site?
i.e
1. Debate between bank vs Credit Union vs visiting your home branch first.
2. Get a mortgage pre-approval preferably from ____ (who?)
3. Tips and tricks for pre-approval or approval ? i.e Take out loans, don't cut credit cards, extend your credit limit ?
4. How do you limit credit check hits?
5. How long before you find the house should you do the pre-approval or anything else?
6. Fight with Mark77
Its with a mind of being optimized towards getting the best rate.
What are the optimal steps for getting a new mortgage loan, for someone who's completely new to getting one? Do we have a guide on the site?
i.e
1. Debate between bank vs Credit Union vs visiting your home branch first.
2. Get a mortgage pre-approval preferably from ____ (who?)
3. Tips and tricks for pre-approval or approval ? i.e Take out loans, don't cut credit cards, extend your credit limit ?
4. How do you limit credit check hits?
5. How long before you find the house should you do the pre-approval or anything else?
6. Fight with Mark77
Its with a mind of being optimized towards getting the best rate.