Automotive

Hit a parked car, what can i do?

  • Last Updated:
  • Jun 16th, 2018 1:44 pm
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[OP]
Newbie
Feb 26, 2007
98 posts
11 upvotes

Hit a parked car, what can i do?

I was in a pet vet parking lot which had alot of shade. I looked behind me and saw a couple parking spots so i decided to reverse into the spot. Low and behold there was a mazda miata parked behind me. The car is so low to the ground i couldnt see it out my rear view mirror. I was driving a Dodge Grand Caravan. I started reversing slowly and then i hit something, it was the miata. I got out and inspected the damage which was on the bumper. it was a smear mark and light scratches (not sure if they can be buffed out). There was no denting at all. I proceeded inside to find out it was the vetranarian's vehicle. I called him out and he inspected it and took my phone number and said he would contact his body shop and see what needs to be done.

I dont want to get fleeced. I have a feeling he is going to tell me he needs a new bumper which i can only imagine costs thousands of dollars. Im not 100% sure if a buffer would fix it. What are my options here?
42 replies
Deal Addict
User avatar
Jan 21, 2009
2272 posts
297 upvotes
TO
Pay up. You hit his car. Don’t like the quote? Go through insurance .... and pay up even more.
[OP]
Newbie
Feb 26, 2007
98 posts
11 upvotes
I am wondering how much insurance would actually go up for an accident like this (nic on the bumper, no dent).
Member
Apr 30, 2013
437 posts
123 upvotes
Toronto
Please don't use your rearview mirror when going in reverse, turn your head!!! It could have been small children.
Deal Expert
Aug 22, 2011
20146 posts
7233 upvotes
Ottawa
basslion wrote:
Jun 15th, 2018 1:56 am
I am wondering how much insurance would actually go up for an accident dent like this (nic on the bumper, no dent).
Doesn't matter if it's $500 or $1000, your driving record will show an at fault claim and that's enough for your current (unless you have first accidental forgiveness) and new insurer to increase your rates.
Sr. Member
Apr 10, 2009
616 posts
36 upvotes
freeforall wrote:
Jun 15th, 2018 5:56 am
Please don't use your rearview mirror when going in reverse, turn your head!!! It could have been small children.
If the object is small enough to be hidden below the back window, I dont see how that would help either.

Vehicles have blindspots that cannot be seen without additional aids. The driver needs to make sure they observe things before they enter the blind spot, or by making sure they have the appropriate additional tools (rear camera, sensors, extra mirrors, etc) if they feel what's provided stock isn't enough to cover the blind spots.
Deal Addict
Aug 24, 2007
1632 posts
480 upvotes
Ottawa
Good on yo to owe up to your mistake. Most people wouldn't have done the same.
At this point, nothing much to do but pay whatever the owner is asking for. If you have accident forgiveness, your premium won't go up, but for something this small, it's not worth it to use it.
Deal Addict
Apr 18, 2005
1328 posts
240 upvotes
Mississauga
If it's just the bumper + labour/ paint.. you looking at 1500-2000... not worth taking the at fault hit to your insurance.
Member
Sep 8, 2017
354 posts
195 upvotes
GTA
Poor Miata. Way to go OP....
Deal Fanatic
User avatar
Mar 23, 2008
6180 posts
3352 upvotes
Edmonton
Your choices are either pay what he tells you it's going to cost, or tell him to go through insurance. You can't require him to go through 10 places looking for a cheaper quote, you can't tell him to just "buff it out"... You don't have a lot of options, really.

For that matter, you can't even demand that he let you pay it off in cash. It's his right to go through insurance if he wants to. He would be doing you a favor if he does that. So tread lightly with your requests.

C
Deal Addict
Mar 21, 2010
3567 posts
527 upvotes
Toronto
CNeufeld wrote:
Jun 15th, 2018 11:02 am
Your choices are either pay what he tells you it's going to cost, or tell him to go through insurance. You can't require him to go through 10 places looking for a cheaper quote, you can't tell him to just "buff it out"... You don't have a lot of options, really.

For that matter, you can't even demand that he let you pay it off in cash. It's his right to go through insurance if he wants to. He would be doing you a favor if he does that. So tread lightly with your requests.

C
Also OP's pretty lucky in that it was a vet's car and it happened at his place of business. It's likely the guy just wants his car fixed with as little fuss as possible, rather than squeeze OP for every penny he can.
Member
Feb 11, 2018
309 posts
237 upvotes
TLSRULZ wrote:
Jun 15th, 2018 9:29 am
If it's just the bumper + labour/ paint.. you looking at 1500-2000... not worth taking the at fault hit to your insurance.
$1,000 for a bumper of a Lexus GS350 done at the Lexus dealer's body shop. 1,500- 2,000 is kind of high.
Deal Addict
Jan 28, 2009
1757 posts
212 upvotes
Calgary
While I respect that you don't want to get fleeced, I bet the vet didn't want his car to get hit.

Pay whatever his body shop comes back with, and TURN YOUR GODDAMN HEAD WHEN YOU ARE BACKING UP.
Deal Addict
User avatar
Jan 15, 2013
1696 posts
705 upvotes
Ottawa
Koodos to OP for owning up. You did the right thing. Hopefully, it's reciprocal.

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