Home Depot Extended Warranty on Appliances through Comerco - worth it?
Bought the following appliances from Home Depot earlier this year. Looking for feedback on whether or not to purchase extended warranty on any or all of the following appliances
Washer - LG WM3770HVA - Home depot price for 5 yr extended warranty $159; LG price for one price fix (includes parts and labor) $199
Link to product - https://www.homedepot.ca/en/home/p.52-c ... 26345.html
Dryer - LG DLEX3570V - Home depot price for 5 yr extended warranty $169; LG price for one price fix (includes parts and labor) $199
Link to product - https://www.homedepot.ca/en/home/p.74-c ... 07401.html
Fridge - LG LFXC24726S - Home depot price for 5 yr extended warranty $259; LG price for one price fix (includes parts and labor) $279
Link to product - https://www.homedepot.ca/en/home/p.24-c ... 07920.html
Gas range - LG LSG5513ST - Home depot price for 5 yr extended warranty $229; LG price for one price fix (includes parts and labor) $210 (unsure as not clear on LG website)
Link to product - https://www.homedepot.ca/en/home/p.62-c ... 48734.html
Dishwasher - Bosch SHEM63W55N - Home depot price for 5 yr extended warranty $169; unsure of repair costs as it is not a LG product
Link to product - https://www.homedepot.ca/en/home/p.235- ... 65897.html
LG website where prices for one price fix obtained - https://lgoutofwarranty.ca
Of note is that Home Depot's extended appliance warranty is through Comerco - the reviews on RFD seem to mixed to negative re Comerco but I could only find 2-3 threads. I'm wondering since Home Depot likely sells thousands and thousands of extended warranties on appliances, if 2-3 threads on RFD is a good representation of the type of service/experience to expect through Comerco. See
https://forums.redflagdeals.com/comerco ... od-750041/
https://forums.redflagdeals.com/major-a ... e-2163886/
Home Depot staff claim Comerco will try to repair the appliance x3 and after that they pay out the $$ to replace the appliance (the max amount they would pay is what I originally bought the particular appliance for earlier this year).
My understanding is that LG appliance parts are difficult to track down so even for minor issues, I would have to pay LG for their 1 price fix prices. Basically, if any of the LG appliances needs repair over the next 5 years, I would come out ahead by getting the extended warranty through Home Depot/Comerco (since LG price fix prices are consistently higher for almost all the appliances listed above). Based on the amount of electronics on appliances, I think odds are that I would have issues at least once on most if not all of these appliances.
My only hesitation is after reading the comments on Comerco. While it would be nice to have the piece of mind for the next few years, I would kick myself if after reading the reviews on Comerco if I decide to pay the extra $$ for the extended warranty now and experience exactly what many have described on RFD.
I should also add that the credit card I paid with for all of the appliances was the BMO World Elite MC which i believe doubles the manufacturers warranty so basically i am paying the prices quoted above for 4 years of warranty since i am already covered for another year after the manufacturers warranty.
Any thoughts on if I should or should not consider extended warranty on any or all of these appliances?
Washer - LG WM3770HVA - Home depot price for 5 yr extended warranty $159; LG price for one price fix (includes parts and labor) $199
Link to product - https://www.homedepot.ca/en/home/p.52-c ... 26345.html
Dryer - LG DLEX3570V - Home depot price for 5 yr extended warranty $169; LG price for one price fix (includes parts and labor) $199
Link to product - https://www.homedepot.ca/en/home/p.74-c ... 07401.html
Fridge - LG LFXC24726S - Home depot price for 5 yr extended warranty $259; LG price for one price fix (includes parts and labor) $279
Link to product - https://www.homedepot.ca/en/home/p.24-c ... 07920.html
Gas range - LG LSG5513ST - Home depot price for 5 yr extended warranty $229; LG price for one price fix (includes parts and labor) $210 (unsure as not clear on LG website)
Link to product - https://www.homedepot.ca/en/home/p.62-c ... 48734.html
Dishwasher - Bosch SHEM63W55N - Home depot price for 5 yr extended warranty $169; unsure of repair costs as it is not a LG product
Link to product - https://www.homedepot.ca/en/home/p.235- ... 65897.html
LG website where prices for one price fix obtained - https://lgoutofwarranty.ca
Of note is that Home Depot's extended appliance warranty is through Comerco - the reviews on RFD seem to mixed to negative re Comerco but I could only find 2-3 threads. I'm wondering since Home Depot likely sells thousands and thousands of extended warranties on appliances, if 2-3 threads on RFD is a good representation of the type of service/experience to expect through Comerco. See
https://forums.redflagdeals.com/comerco ... od-750041/
https://forums.redflagdeals.com/major-a ... e-2163886/
Home Depot staff claim Comerco will try to repair the appliance x3 and after that they pay out the $$ to replace the appliance (the max amount they would pay is what I originally bought the particular appliance for earlier this year).
My understanding is that LG appliance parts are difficult to track down so even for minor issues, I would have to pay LG for their 1 price fix prices. Basically, if any of the LG appliances needs repair over the next 5 years, I would come out ahead by getting the extended warranty through Home Depot/Comerco (since LG price fix prices are consistently higher for almost all the appliances listed above). Based on the amount of electronics on appliances, I think odds are that I would have issues at least once on most if not all of these appliances.
My only hesitation is after reading the comments on Comerco. While it would be nice to have the piece of mind for the next few years, I would kick myself if after reading the reviews on Comerco if I decide to pay the extra $$ for the extended warranty now and experience exactly what many have described on RFD.
I should also add that the credit card I paid with for all of the appliances was the BMO World Elite MC which i believe doubles the manufacturers warranty so basically i am paying the prices quoted above for 4 years of warranty since i am already covered for another year after the manufacturers warranty.
Any thoughts on if I should or should not consider extended warranty on any or all of these appliances?