Personal Finance

How is Amex travel insurance premium calculated?

  • Last Updated:
  • Nov 9th, 2013 3:55 pm
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[OP]
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Dec 7, 2011
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How is Amex travel insurance premium calculated?

This is about the annual multi-trip basic medical emergency travel insurance available to Amex card holders. How are there premiums calculated?

Do they just look at age and province, or will the rate be more expensive in the next year if one had a claim?

In other words: Is it worth submitting small claims, or will the future rates go up more than one would get back now?
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