How do you manage all your online bills?
Hi all,
I did a search but couldn't really find answers to what I was looking for, or they were really old.
Due to a rather large increase in mail theft in my area I've finally decided that I'm going to start getting all of my bills online. I've always paid my bills online, but I would have my bills delivered in the mail. I'd put everything into a pile and then around the 20th to 23rd of every month I'd sit down on the laptop and schedule their payments. This worked for me because I always knew where the bills were, if I had an extra bill to pay this month (city water for example) it was just in the pile and I wouldn't forget about it. I never missed a payment in the last ten years, except when I went to pay my Scotia VISA but paid the unused CIBC VISA instead. Oops!
So now I've signed up to have all my bills delivered online but it's pretty much a mess of one or two bills being emailed to me directly, one or two bills being available on Epost and one or two bills that send me an alert (email/sms) that my bill is ready and for me to log into their website to go get it. So to me this is just a bit of a nightmare, instead of my paper bills being in one nice pile I've got these electronic bills all over the place with different due dates that are hard to quickly see when the first one needs payment.
I went through my first payment cycle this month and downloaded all the bills in PDF so I have them since they will probably disappear from the websites within 12 months or so. I'm thinking next month, I just download all the bills as soon as I get them and then change the file names or something like that to note that they are paid. I'm not sure.
What do you do to organize these bills and make sure you pay them all on time?
I did a search but couldn't really find answers to what I was looking for, or they were really old.
Due to a rather large increase in mail theft in my area I've finally decided that I'm going to start getting all of my bills online. I've always paid my bills online, but I would have my bills delivered in the mail. I'd put everything into a pile and then around the 20th to 23rd of every month I'd sit down on the laptop and schedule their payments. This worked for me because I always knew where the bills were, if I had an extra bill to pay this month (city water for example) it was just in the pile and I wouldn't forget about it. I never missed a payment in the last ten years, except when I went to pay my Scotia VISA but paid the unused CIBC VISA instead. Oops!
So now I've signed up to have all my bills delivered online but it's pretty much a mess of one or two bills being emailed to me directly, one or two bills being available on Epost and one or two bills that send me an alert (email/sms) that my bill is ready and for me to log into their website to go get it. So to me this is just a bit of a nightmare, instead of my paper bills being in one nice pile I've got these electronic bills all over the place with different due dates that are hard to quickly see when the first one needs payment.
I went through my first payment cycle this month and downloaded all the bills in PDF so I have them since they will probably disappear from the websites within 12 months or so. I'm thinking next month, I just download all the bills as soon as I get them and then change the file names or something like that to note that they are paid. I'm not sure.
What do you do to organize these bills and make sure you pay them all on time?