I hit someone today =/

[kevinz]

To make a long story short, I made a few scratches and maybe a small dent on the rear bumper of somebody's car by accidentally stepping on the acceleration in a red light(yes I know im stupid, i don't know how I could've did that. I had an argument with my gf on the phone =/). The car I hit is a 1999 Honda Civic. The guy recorded my drivers license number/address/and phone number; the police was not involved (at least yet). My question is what kind of penalty etc would I be looking to face? would the insurance company get involved?(can he somehow put that in my driver record since he has my drivers license number?)
I'm kinda panicking at the moment =/ by the way I don't have any of his contact info.

Any opinions/feedbacks would be greatly appreciated!

[Bytown]

To make a long story short, I made a few scratches and maybe a small dent on the rear bumper of somebody's car by accidentally stepping on the acceleration in a red light(yes I know im stupid, i don't know how I could've did that. I had an argument with my gf on the phone =/). The car I hit is a 1999 Honda Civic. The guy recorded my drivers license number/address/and phone number; the police was not involved (at least yet). My question is what kind of penalty etc would I be looking to face? would the insurance company get involved?(can he somehow put that in my driver record since he has my drivers license number?)
I'm kinda panicking at the moment =/ by the way I don't have any of his contact info.

Any opinions/feedbacks would be greatly appreciated!

There is no reason to panic.If you get the police involved then your insurance becomes involved.If i were you i would try to settles this with the other driver.

[onecoolloser]

Ask the guy you hit to get a few quotes from body shops on how much it will cost to fix the damage. After he gets the quote, go with him to the shop and pay for the cost to repair.

If he calls the police, then your insurance will go up and it will be under your driving record. Try to avoid this.

Bottom line: Get the damage fixed yourself via a body shop.

[cwb27]

If there is $1000+ of damage a police report must be filled.

[Jon Lai]

There is no reason to panic.If you get the police involved then your insurance becomes involved.If i were you i would try to settles this with the other driver.

+1

If it was only a few scratches then I doubt the other driver would even bother fixing it. I'd just buy some touchup paint and fix it up. Usually the driver would just ask for a few hundred dollars compensation or something. Otherwise, if he really wanted to fix it up at the body shop, then ask him to show you the bill and pay that - it should be minimal.

I doubt they'll want to get insurance involved as there's usually a $500 deductable.

[bst]

+1

If it was only a few scratches then I doubt the other driver would even bother fixing it. I'd just buy some touchup paint and fix it up. Usually the driver would just ask for a few hundred dollars compensation or something. Otherwise, if he really wanted to fix it up at the body shop, then ask him to show you the bill and pay that - it should be minimal.

I doubt they'll want to get insurance involved as there's usually a $500 deductable.

But that driver is not at fault, there shouldn't be any deductible under Direct Compensation, so he can just ask the insurance company to fix it

[bobbings]

just because the police fills the report doesn't mean the insurance company gets involved right? the cops usually recommend that you guys keep it on the DL from the insurance company. Having the police report would mean that it's on record if it were to escalate to the courts.

if the guy wants to fix the bumper, you're looking at a few hundred dollars to repaint. and if he decides to get it done at a honda dealership, it's going to cost you even more. get him to get a few quotes away from the honda dealership and you get some quotes too. see the difference and work out a deal from there.

he has a certain time limit to call the cops from the time of the accident.

i would think he would've copied your insurance number and all instead of the driver's license. anyways, correct me if i'm wrong and good luck.

[Bytown]

just because the police fills the report doesn't mean the insurance company gets involved right? the cops usually recommend that you guys keep it on the DL from the insurance company. Having the police report would mean that it's on record if it were to escalate to the courts.

if the guy wants to fix the bumper, you're looking at a few hundred dollars to repaint. and if he decides to get it done at a honda dealership, it's going to cost you even more. get him to get a few quotes away from the honda dealership and you get some quotes too. see the difference and work out a deal from there.

he has a certain time limit to call the cops from the time of the accident.

i would think he would've copied your insurance number and all instead of the driver's license. anyways, correct me if i'm wrong and good luck.

Most of the time when the cops are in play you have to go to the insurance as they work hand in hand.

[Cough]

Dont panic. The accident is <$1000. Unless the guy is a real prick he may just be assessing whether he needs to repair it or not, may be getting quotes etc. Since you have none of his info all you can do is wait. Since he doesnt have your insurance company info he can't contact them.

I have been lightly hit in my 1998 car and not bothered to nail the guy who accidentally nudged me.

[yao416]

Pay him under the table.
Sample as 1-2-3

[Jon Lai]

Pay him under the table.
Sample as 1-2-3

Definately. Make him offer you a price, negiotiate, and done deal.

[iluvmikeharris]

I wouldn't pay him a penny. If you report it to your insurance company as a report only (you aren't claiming any damage to your vehicle), they usually won't ding you with a surcharge. His company will pay him directly for his property damage under Ontario's no fault system.

[mbm]

To make a long story short, I made a few scratches and maybe a small dent on the rear bumper of somebody's car by accidentally stepping on the acceleration in a red light(yes I know im stupid, i don't know how I could've did that. I had an argument with my gf on the phone =/). The car I hit is a 1999 Honda Civic. The guy recorded my drivers license number/address/and phone number; the police was not involved (at least yet). My question is what kind of penalty etc would I be looking to face? would the insurance company get involved?(can he somehow put that in my driver record since he has my drivers license number?)
I'm kinda panicking at the moment =/ by the way I don't have any of his contact info.

Any opinions/feedbacks would be greatly appreciated!

hmmm i was involved in a similar accident as well, at first he decided he wanted to keep it on a DL and never came back to me so i guess i was lucky as i fixed my own car and not his.

reason i bolded is i believe..not too sure but as long as he doesn't have ur insurance policy # u r safe...again don't quote me on this I could be wrong.

I remember going to the collision centre with my buddy one day and he told the lady he has plates of the guy who hit him, she said it doens't matter i need his insurance policy #....

good luck to you

[kevinz]

Thanks all you guys for the helpful replies. I hope this would turn out as you guys said.

[mcg]

I remember my first bump... although no damage was there, the other driver let me off the hook.. phew! And don't worry, I'm sure the other driver won't be a *** and try to get you screwed. Just be nice and friendly to him.