If someone cuts you off...

[nwwong]

Say your on the highway and someone cuts you off and brakes causing you to rear-end them. I've always wondered how would you prove that it was their fault? I mean, usually whoever rear-ended the person is at fault, but in this case, it was because the person in front cut you off.

So really, if it's your word against theirs (assume no witnesses), you'd lose right?

[rfdrfd]

Say your on the highway and someone cuts you off and brakes causing you to rear-end them. I've always wondered how would you prove that it was their fault? I mean, usually whoever rear-ended the person is at fault, but in this case, it was because the person in front cut you off.

So really, if it's your word against theirs (assume no witnesses), you'd lose right?

I think they call it no-fault. 50/50

[danfromwaterloo]

I think they call it no-fault. 50/50

Misnomer. "No fault" insurance just means that you go through your insurance company to claim your damages - not the person who was responsible.

Rear-end collisions are almost always (99%) the rear-ender's fault. In order to prove that the person cut you off and braked, you need witnesses or proof. Sometimes, this can be done with brake marks on the ground prior to the collision.

I'm not even sure if "regular" changing lanes and braking is illegal/faultable. You should be in control of your car at all times. That includes taking into account the possiblity someone may change lanes in front of you and slow down.

[awesome-o]

they might be able to analyze the damage on both cars and determine what most likely happened.

cops and insurance cos have seen all kinds of crazy accidents, so I'm sure they'd be able to CSI their way into what happened.

but you're not blame-free though, you should still be able to anticipate that kind of thing.

[bmw_xperience]

Yea seriously... Some MainLander tried that trick on me... he cut infront of me with his **** box.... but my foot was already braking anticipating that he'd do that... and guess what... he slammed on the brakes with no cars in front of him!

He waited a bit (for me to hit him) before starting off again. And when he did he was trying to get away from me.

I'll never forget his face... I hope he tries that lil trick with a 18-wheeler truck and gets killed in the process!

[DragonZealot]

If there is no witness you would loose.

[bobbings]

i know there are people who do things like that, brake suddenly and cause an accident. they do that to claim insurance on their messed up *****boxes. hope those losers get burned in the future!

[rfdrfd]

Misnomer. "No fault" insurance just means that you go through your insurance company to claim your damages - not the person who was responsible.

Doesn't that always occur? My insurance company always pays me first, then they get their money back from the other guy's insurance company.

I never deal directly with the other guy's insurance company right?

[bobbings]

Doesn't that always occur? My insurance company always pays me first, then they get their money back from the other guy's insurance company.

I never deal directly with the other guy's insurance company right?

maybe different insurance companies have different procedures and that your company is nice enough to pay you first?

btw, what do you mean you always get the money back first? do you always get into accidents?

[romsan04]

Yea seriously... Some MainLander tried that trick on me... he cut infront of me with his **** box.... but my foot was already braking anticipating that he'd do that... and guess what... he slammed on the brakes with no cars in front of him!

He waited a bit (for me to hit him) before starting off again. And when he did he was trying to get away from me.

I'll never forget his face... I hope he tries that lil trick with a 18-wheeler truck and gets killed in the process!

I would try to pull the same trick on him and see how good is his brakes

In my next car, i'll install carputer (computer) and will put couple of webcams inside the car......

[Atomic Chip]

they might be able to analyze the damage on both cars and determine what most likely happened.

cops and insurance cos have seen all kinds of crazy accidents, so I'm sure they'd be able to CSI their way into what happened.

In the absence of independent witnesses, it would be almost impossible to prove that the other driver braked unnecessarily.

[Sylvestre]

Say your on the highway and someone cuts you off and brakes causing you to rear-end them. I've always wondered how would you prove that it was their fault? I mean, usually whoever rear-ended the person is at fault, but in this case, it was because the person in front cut you off.

So really, if it's your word against theirs (assume no witnesses), you'd lose right?

quite honestly, a good driver who drives defensively and is aware of his/her surroundings should be able to avoid being cut off. It's only those not aware of what's going on behind them that have to worry.

[bobbings]

but really, if someone is out to screw you, there's a high chance of you getting into an accident.

[chickenbones]

I watched a show called accident investigators on global. Some guy tried the same trick on a bus, which ended up hitting him then the car behind the bus was hit by a truck which pushed the small car under the bus.

The car then caught on fire burning the people inside alive. It was a pregnant mom with her young baby in the car as well.

Very sad story.

[iluvmikeharris]

Doesn't that always occur? My insurance company always pays me first, then they get their money back from the other guy's insurance company.

I never deal directly with the other guy's insurance company right?

So much misunderstanding of the no fault system out there. Yes you go through
your own insurance company and they pay your property damage. NO they don't then go back to the other insurance company to subrogate.