Personal Finance

Impact of late payment on credit score?

  • Last Updated:
  • Nov 6th, 2016 8:28 pm
Member
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Jan 26, 2011
239 posts
328 upvotes

Impact of late payment on credit score?

Hello,

I charged 3$ to a rarely used CC and kinda forgot about it until now... a quick check on my statements show the payment was due on Oct 17; I've just paid it today and there appears to be no interest (interest on 3$ probably rounds down to 0 hah). My question is will this impact my credit score significantly? I'm looking to enter the housing market soon and don't want this to affect getting a mortgage...


Thanks!
1 reply
Deal Addict
Sep 5, 2009
3301 posts
1486 upvotes
Nope you good. It would be reported after it is 30 days late.

(I know because I did the same stupid thing with a $2 to charge and a credit card I usually only use for travel.)
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