Investing in Mutual Funds and Stocks: MERs, Rates? TD or PC?
Now I'm looking at the rates between the two:
PC: http://www.banking.pcfinancial.ca/ams/c ... invest.ams
I am almost certain the MERs with PC will be less than TD. I'm not sure if I see a difference investing with CIBC or TD, and even if I end up making a bit more with TD, won't the MERs just take that difference away?
I'm thinking I should go with TD just because there is someone to talk to, and there's a more diverse selection of funds, but I'm not sure if the cut in MER and other annual fees are worth it.