Last night around 6:30PM on Northbound 427 express...

[Jayhoo]

There was a flatbed truck loaded with glass that wasn't secured properly, owned by SurLite glass, who sprayed a lot of broken glass all over a few lanes, and all over my car. I've got some pretty sizeable scratches and chunks missing out of my bumper/hood/headlight/roof.

I made a police report immediately after getting off the highway, but what are the odds I can get this company to pay the damages? Anyone else affected by this?

[pfbmgd]

Your insurance company will cover the cost unde comprehensive .Same thing happened to me a few years ago with a gravel truck .Let them do the leg work .

[Jayhoo]

Will my premiums go up if I claim under comprehensive?

[actng]

this comprehensive claim won't affect your rating.

if i were u though, i would've called the glass company THAT instant and started yelling and demanding retribution. THEN i call my insurance company and have them fix my car. Using the money from the glass company to pay the deductible, my car gets fixed, and I pocket the rest.

[tkyoshi]

Will my premiums go up if I claim under comprehensive?

Nope, premiums never go up under comprehensive.

What can happen is if you have an excessive number of claims they may force you to a higher deductable or they can deny you coverage outright. But those are usually quite extreme cases like say trees falling on your car every other month.

[nsr250]

You should at least try to get enough for your deductible from the glass company. If not, start threatening to sue for damages, ect.

[jeeva86]

I missed this. This is like a hot deal..hahaha..I could've gotten a new bumper!

[maniacshopper]

remember to get the plate number of the truck. Or a pix of the truck from your phone cam as proof.

[actng]

and then send the pics to me. i need a new windshield and hood repainted!!