My wife and I met with a broker last night from first ontario. He is recommending that we go through cumis. Anyone heard of them? What is the general census?
Here is my info, I'd like to know if we are getting good rates.
Myself 33, 80K income, 14k in debt, 380K mortgage.
Wife 26, 54K income, no debt ( other than the mortgage we share).
We calcuated that we have net assets of 122k.
We are both non smokers.No kids. No major health concerns.
Got standard quotes for both of us for term10 ( one million each) and critically ( 50K each)
We might be able to get the preferred rates but we still have to go through some medical testing so for now the below numbers are standard
Husband , 103 per month in total (43 for term and 60 for CI).
Wife, 65 per month total ( 30 for term, 35 for CI)