Hi all,
Thank you so much for your message and heat discussion for my post!
I did file the report to Police after the accident with my father-in-law, who was still overwhelmed by the sudden crash. The police gave me a number and asked me to call my insurance so I did.
My insurance company, The Personal, told me that since it's a hit-and-run, we were automatically at no fault and it won't affect our premium. The insurance company will pay for all repair, however, we probably need to pay the deductible if the police can't find the hit-and-run driver.
The damage is really bad. I'll see if I can add the picture in my original post.
Thank you so much for your message and heat discussion for my post!
I did file the report to Police after the accident with my father-in-law, who was still overwhelmed by the sudden crash. The police gave me a number and asked me to call my insurance so I did.
My insurance company, The Personal, told me that since it's a hit-and-run, we were automatically at no fault and it won't affect our premium. The insurance company will pay for all repair, however, we probably need to pay the deductible if the police can't find the hit-and-run driver.
The damage is really bad. I'll see if I can add the picture in my original post.