1) interest rates are 3.35% for 182 days from account opening, 1.5% thereafter
2) no fees whatsoever if account balance is >1000, including cash withdrawals from any bank ABM & e transfer
4) link to 1 Canadian bank account is possible for easier fund transfer. Possible to link multiple?
5) no lock in contrast whatsoever. Cancel anytime after 182 days
Sounds like a fantastic deal if all above is true