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[Manulife] Manulife Bank HISA 182 days 3.25% [on new Advantage Account deposits] ***Updated April 30, 2019***

  • Last Updated:
  • Jul 16th, 2019 2:13 pm
Jr. Member
Jan 1, 2016
110 posts
82 upvotes
Vancouver, BC
If I open an account, is it a hard credit check since it's chequing as well, thanks
Member
Oct 3, 2013
367 posts
328 upvotes
Is this targeted? How did OP hear about the promo?

Doesn't look like that promo is available to the public on their website; either that, or I'm just completely missing it.

Has anyone that's signed up gotten confirmation their rate will be 3.35%?
Deal Addict
User avatar
Jan 31, 2004
2337 posts
437 upvotes
Montreal
Phonophoresis wrote:
Apr 27th, 2019 2:29 pm
Is this targeted? How did OP hear about the promo?

Doesn't look like that promo is available to the public on their website; either that, or I'm just completely missing it.

Has anyone that's signed up gotten confirmation their rate will be 3.35%?
I used OP's link and opened my account just a few minutes ago. Here is what I am seeing when I login online:
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  • Annotation 2019-04-27 143104.png
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Member
Oct 3, 2013
367 posts
328 upvotes
Mcklain wrote:
Apr 27th, 2019 2:32 pm
I used OP's link and opening mine just a few minutes ago. Here is what I am seeing when I login online:
Good enough for me! Thanks! Was hoping that it would just be a link-based promo.
Deal Addict
Dec 13, 2010
1586 posts
623 upvotes
ON
Wow that was a crazy easy signup. Finished in 5 minutes and account is ready immediately.
Newbie
Nov 24, 2016
55 posts
24 upvotes
As an existing user, I used the link and set it up fast as well, and going to the new account I found the additional promotional 1.85% listed there on top of 1.5%. Not sure how the previous post from an old user had problem seeing it.
Regarding the experience, there is no hassle to transfer the money in and out from/to other banks online. And it is pretty reliable to me. No fees so far, interest paid every month. T5 was received in time every year.
Hope it helps.
Deal Addict
Jan 21, 2014
3906 posts
1659 upvotes
Do you need to deposit some money right away when you open the account? Else you would have $0 and are charged with monthly fee?
Newbie
Oct 17, 2015
61 posts
34 upvotes
QC
mkl38s wrote:
Apr 27th, 2019 3:24 pm
Do you need to deposit some money right away when you open the account? Else you would have $0 and are charged with monthly fee?
The fees are for ABM, Debit card purchase, Bill Payment and sending Interac only. And they're waived with 1000 in account.
See Withdrawal in Rates&Fees here: https://www.manulifebank.ca/personal-ba ... count.html
Member
Aug 14, 2014
472 posts
238 upvotes
So to confirm, I can create an account, transfer my money and in 6 months transfer it back and pay $0 in fees no and 6 months later? Can I leave the account open with $0 afterwards?
Member
Oct 8, 2006
450 posts
223 upvotes
Okanagan Valley
Phonophoresis wrote:
Apr 27th, 2019 2:29 pm
Is this targeted? How did OP hear about the promo?

Doesn't look like that promo is available to the public on their website; either that, or I'm just completely missing it.

Has anyone that's signed up gotten confirmation their rate will be 3.35%?
After you open your account - click on your account number online and it will bring up a screen showing account details including interest rates of 1.5 % plus promo of 1.85 ; date account opened and date of promo end....very informative compared to some other banks where you can't see your rate. Very impressed with ease of account opening and linking of external bank account with first deposit on mobile banking ap
Deal Addict
Oct 22, 2015
1136 posts
306 upvotes
happy camper wrote:
Apr 27th, 2019 4:25 pm
After you open your account - click on your account number online and it will bring up a screen showing account details including interest rates of 1.5 % plus promo of 1.85 ; date account opened and date of promo end....very informative compared to some other banks where you can't see your rate. Very impressed with ease of account opening and linking of external bank account with first deposit on mobile banking ap
How do you link external accounts? Can it be done within Manulife site like how it's done in tangerine?
Deal Addict
Dec 13, 2010
1586 posts
623 upvotes
ON
Esg876 wrote:
Apr 27th, 2019 4:06 pm
So to confirm, I can create an account, transfer my money and in 6 months transfer it back and pay $0 in fees no and 6 months later? Can I leave the account open with $0 afterwards?
Yes, but they do have a $20 inactivity fee after 2 years, but they say they will notify you first and you have 30 days to create activity to avoid the fee.
Member
Oct 8, 2006
450 posts
223 upvotes
Okanagan Valley
wra45mon wrote:
Apr 27th, 2019 4:28 pm
How do you link external accounts? Can it be done within Manulife site like how it's done in tangerine?
No....it appears you can either mail in a void cheque to them or link your external account through the mobile app by taking a pic of it and sending it in or they say they will link your first deposit if you deposit via their mobile app. There does not appear to be any other way that I could see
Newbie
May 16, 2012
65 posts
5 upvotes
Markham
If you use your Manulife Advantage account to pull money from your external bank account on let's say a Monday, on what day does the money leave your external bank?
fyhchan

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