MBNA 0%/15 Months Thread #2

[Jungle]

Heres a good question. How many cards will MBNA allow you to have? I need to get this card again, but I currently have four cards with them (all no balance in good standing).

[angel_wing0]

Heres a good question. How many cards will MBNA allow you to have? I need to get this card again, but I currently have four cards with them (all no balance in good standing).

as many as u can as long as u have adequate credit limit. Let's say u have a 20k credit limit, u can either have one card with a cl of 20k or 10 cards at 2k limit each.

[Beeg]

What happened to the 1.9 and 2.99 promos?

[angel_wing0]

your answer posted in the 1st page (not OP) already.

[Neil]

Heres a good question. How many cards will MBNA allow you to have? I need to get this card again, but I currently have four cards with them (all no balance in good standing).

seems they are more concerned with the aggregate credit amount than the number of cards

[angel_wing0]

sweet post man! I'm up in April (2nd time around), may try a 3rd time

just noticed this post, happy to see this from a mod, thanks

[nickeveli]

hey guys, just wanted to mention something about the CGVL Platinum MC promo code.

just as I was about to submit, I noticed that the BT fee is 3%, not 1%. I tried with the Gold promo, and the fee was listed at 1%.

not sure if its changed, or if that was pointed out in the old thread...hope it helps

[edwardalex]

has anyone tried filling out 2 of the promo applications at the same time?

[nfuz]

(11)What is the minimum payment per month?
1% of your balance. Eg: You will be charged $150 per month for a BT of $15000.

My promo is ending Dec 6, so I just started moving funds around to pay offf my balance by then, and throughout the last 15 months I only paid $10 minimum, so where is this "1%" coming from? When did it go into affect? Does it affect all the 3 promo codes you posted above?

If we are now paying 1% fee up front (rather than 0.5%), and paying back cash at a much faster rate (1% opposed to $10), then I will have to reconsider getting this for another 15months, suddenly it doesn't look so good.

[nfuz]

havent heard of any new codes for it recently. But this thread is for the 0% for 12 or 15 months.

If this thread is for the 12month or 15month, yet all you;ve posted is:

Current codes:
CG4H Gold MC - 0% for 15 months
CG4G Platinum MC - 0% for 15 months
CGVL Platinum MC - 0% for 15 months

Can I assume that 1 of the last 2 is a typo on your part and is actually 12months?

[angel_wing0]

hey guys, just wanted to mention something about the CGVL Platinum MC promo code.

just as I was about to submit, I noticed that the BT fee is 3%, not 1%. I tried with the Gold promo, and the fee was listed at 1%.

not sure if its changed, or if that was pointed out in the old thread...hope it helps

"Transaction Fees You will be charged the greater of $7.50, or a fee equal to 3% of the total amount of the transaction for each of the following: Balance Transfers (including Cheque Cash Advances); Cash Advances; the purchase of Cash Equivalents; and if you make a Wire Transfer Purchase. "

Good one. So that is the difference! i better update the op then!

[cdoran]

So what should I do if I want to change my spg card to this one? Just apply for the new card and then transfer the credit?

[angel_wing0]

So what should I do if I want to change my spg card to this one? Just apply for the new card and then transfer the credit?

yes.

[deals_addict]

Hi Angel wing,

I have 2 MBNA cards, one with low limit ($2500) and low rate and the other is a platinum that I used with 0/15 month promo, now this one is due next month and I am going to pay it off to re-apply, should I also pay off the 2500 one?

Thanks

[digger1]

Any idea about how MBNA decides about the credit limit.
Should be a formula or something...
Last year for a $670000 salary they were offering max. $10000