MBNA 1.99% AIR Until Balance is paid off

[Trooper8111]

This is the promo code I got for the 1.99% AIR on my statement CHCB6XDQ9

This is for the until the balance is paid off deal!

Those are exclusive to the cardholder. Get those checks all the time with different promo numbers.

[slotscanada]

So, I received my NEW card today with the 1.99% for life promo. Only $5k limit though. Called to request that $20k from my other MBNA AVAILABLE CREDIT be transferred to this card. She advised the CREDIT department would have to make a decision over the next 5 business days? Kinda weird, as before I called and they did something like this right over the phone. Maybe because it is $20k??

[alanbrenton]

So, I received my NEW card today with the 1.99% for life promo. Only $5k limit though. Called to request that $20k from my other MBNA AVAILABLE CREDIT be transferred to this card. She advised the CREDIT department would have to make a decision over the next 5 business days? Kinda weird, as before I called and they did something like this right over the phone. Maybe because it is $20k??

Slotscanada, was the promo code unique or can you share it with us? Thanks in advance.

[slotscanada]

Slotscanada, was the promo code unique or can you share it with us? Thanks in advance.

I just called and said a friend of mine received this offer in the mail, can't find his code - can you look up the offer in your system? Worked for me, others apparently have had mixed results.

[alanbrenton]

I just called and said a friend of mine received this offer in the mail, can't find his code - can you look up the offer in your system? Worked for me, others apparently have had mixed results.

Thanks. I guess I did read your earlier post.

[frankal101]

I just called and said a friend of mine received this offer in the mail, can't find his code - can you look up the offer in your system? Worked for me, others apparently have had mixed results.

Congrats - that is very good! I have tried twice and each time they deny me saying i need the code. Both times, however, they told me that the code is individual but can be used by others - meaning that if you get someone else's code you could still get the deal for yourself... This offer is unbelievable!!!

[troso]

just tried slotscanada's method and the rep gave me 1.99% with no transfer fee but only for 10months

[dieyoudie]

Those are exclusive to the cardholder. Get those checks all the time with different promo numbers.

tried the code from TRK9 post, rep said that's an invalid code.
i guess that's just the check code and not for the new application.
try to ask him to do it for me without the code but no luck, he said i'd need the code.

[Jenthenaturelover]

Any updates on this????????????????????

[wmahmud]

So this is for 1.99% interest rate for life, or for one full balance transfer only till it is paid off?

[dinesh_zee]

any fine prints for 'life'?

[TRK9]

any fine prints for 'life'?

Yes. Never skip a payment or pay late. If you do, the interest rate goes back up to normal.

I pay my bills online dated for the due date (unless it's due on a weekend/holiday) and have done this for years, never had a problem. But on my last statement when I made the payment for the due date (transaction date on the MBNA statement), it was a Friday, MBNA received it on the following Monday (posted date on the MBNA statement). This has never been a problem for me in the past with MBNA, but on my last statement, they charged me 19.9% interest and then an over the limit fee. I called and complained and the rep said it was because I paid the bill late -- anyway, he fixed it and made it sound like the biggest favour in the world. He also reset my interest rate to 1.99% till paid off.

[to_munda]

I got an offer for 1.99% +0.5% (had to haggle down from 3.99% and/or 1% ) fee for 10 mos & I fell for it.
Is it good? As all the other promos that I see are for new accounts only.

[fastcat7]

Yes. Never skip a payment or pay late. If you do, the interest rate goes back up to normal.

I pay my bills online dated for the due date (unless it's due on a weekend/holiday) and have done this for years, never had a problem. But on my last statement when I made the payment for the due date (transaction date on the MBNA statement), it was a Friday, MBNA received it on the following Monday (posted date on the MBNA statement). This has never been a problem for me in the past with MBNA, but on my last statement, they charged me 19.9% interest and then an over the limit fee. I called and complained and the rep said it was because I paid the bill late -- anyway, he fixed it and made it sound like the biggest favour in the world. He also reset my interest rate to 1.99% till paid off.

I had the same thing happen to me. I think they try to catch people off guard on the weekend, or holiday as it takes an extra day even if your due date is on one of those days.
They have a PAC form which you can submit so that they will take a min payment or selected payment from your bank account each month without the need to worry about getting your payment in on time and losing your preferred rate.

[frankal101]

I got an offer for 1.99% +0.5% (had to haggle down from 3.99% and/or 1% ) fee for 10 mos & I fell for it.
Is it good? As all the other promos that I see are for new accounts only.

IMO, thats not such a hot deal... There are threads on this forum that would have codes for "0% for 15 months" offer. I would call them back armed with one of those codes or get 3.99% forever if a long term is beneficial.