merged-how-many-credit-cards-do-you-hav ... #p29241555
^^ my credit card portfolio has changed since this post
- been with MBNA (one way or another) since they set up shop in Canada in the late 1990's or early 2000's with $40K limit over a few cards. ... so a long credit history with them. The first credit card I got from them was the Harley-Davidson one, which I just wanted cuz I thought the H-D logo on it was cool. After that, I've been in and out of several of their cards over the years.
- I keep at least 1 MBNA card active (with max $ 500 CL) with them and ditch the rest if the perks start to decline on them, or higher fees start to get imposed with reduced perks. Not too concerned about losing the large CLs on these cards when I cancel since I wouldn't use them anyway.
- Total CL: $139.5K;
- # cards: currently 9 (including the new UNB)
- # MBNA cards: 2 (Smart Card Visa Infinite & UNB); $30.5K limit total