MBNA - Premier Rewards Platinum Plus, no annual fee - 1% cashback (not tiered)
1. Go to www.mbna.com/canada/
2. Sign up for any card that does not have an annual fee
3. Get the card in the mail, call to activate it
4. Immediatley call back and ask to cancel it
5. They will transfer you to retention, just straight up tell them you want a credit card with platinum benefits and 1% cash back with no annual fee.
6. They will say, ok!, and send you the card
The benefit with this card is that the 1% is not tiered. You get 1% cashback on the first dollar you spend. The platinum benefits, such as free rental car insurance are also quite nice.
Existing MBNA card holders can get this retention card as well.