MBNA PremierRewards 1% Cashback Mastercard NO ANNUAL FEE! No need for retentions!

[mizermalice]

I don't know if this is the right place to be posting this, but I think it's a hot deal. And yes, there have been similar threads about this before, but this time it's a little different.

PremierRewards Mastercard
* 1% back on all retail purchases†
* Rewards automatically credited to your account once a year
* Generous credit line—up to $100,000
* Immediate cash access at 430,000 ABMs worldwide
* $29 annual fee

Scratch the $29 annual fee. MBNA is running a campaign now that is offering their PremierRewards Mastercard for no annual fee, forever! This is true because they did call me, and it is how I learned about it. For those who aren't with Citi's Enrich Mastercard already (or got refused like me), this is a great opportunity to start appreciating cashback rewards. I know similar threads have been posted about this before, but this time around you don't need to threaten to cancel anything, you don't need to tell them about competitors, all you do is phone in (1-866-370-0552), and tell them you got called recently about an MBNA 1% cashback no annual fee credit card, and they'll offer it to you (you must mention the no annual fee, or they will charge you the regular rate PremierRewards Mastercard)!

They do approve people of student status (from my experience), but you are much better off if you have a number to give them for your annual income (they won't know where the number's from.. ). I fell in the 35k-40k bracket, and I got approved for a $2500 credit limit. They also promised that I would be able to raise it after a couple months of steady payment.

Great find for anyone looking for their first or next credit card!

https://wwwn.applyonlinenow.com/CACC...=bhdz&lc=en_CA

[b1unt3d]

damnit, you posted this about 20 minutes late. ugh

[ag2000]

Thanks OP,
This article is a great reference to all no fee credit cards.

I must say that "removing" annual fee is just a marketing gimmick, as there are many comparable or better cards can be found with no annual fee to start with.

So far I believe MBNA Starwood no fee Platinum mastercard comes with the best return ratio - works out to 6% return (after points are converted to cash), there is even dedicated thread about that.

[mc_guru]

Tried to jump on this as I'm looking for a second card (no fee w/ cashback, hopefully 1% w/o tiers). Got directed to some foreign call center and I said that I was called about this promotion and had to think about it, and now wanted to take the deal. They said the promo is only if they call us and not if we call them. Told them I what I want and would go to a competitor to get it if they wouldnt give it to me. They said go ahead...

Any advice on best NO FEE, CASHBACK card...preferably a Visa?

[Fishing]

there's another thread that's been going on for a month about this

http://www.redflagdeals.com/forums/s...highlight=mbna

[b1unt3d]

there's another thread that's been going on for a month about this

http://www.redflagdeals.com/forums/s...highlight=mbna

[brunes]

Tried to jump on this as I'm looking for a second card (no fee w/ cashback, hopefully 1% w/o tiers). Got directed to some foreign call center and I said that I was called about this promotion and had to think about it, and now wanted to take the deal. They said the promo is only if they call us and not if we call them. Told them I what I want and would go to a competitor to get it if they wouldnt give it to me. They said go ahead...

Any advice on best NO FEE, CASHBACK card...preferably a Visa?

Citi Enrich is 1% back, no tiers, no fee.

PS: Just look at the CC article in the RFD feature section.

[kuzi]

there's another thread that's been going on for a month about this

http://www.redflagdeals.com/forums/s...highlight=mbna

The OP already mentioned he knew about the other threads...the difference between that thread and this one is that you don't have to go through retentions to get the deal anymore.

[kuzi]

Citi Enrich is 1% back, no tiers, no fee.

PS: Just look at the CC article in the RFD feature section.

The MBNA one is better than the Citi Enrich one...I've had the card for a few years now...it used to be the E-bay credit card but that got canceled and all the members were switched to this MBNA card...it's great...no fees, extended warranty, platinum benefits.

[Loomy]

I believe MBNA Starwood no fee Platinum mastercard comes with the best return ratio - works out to 6% return (after points are converted to cash)

on what planet does the starwood card give you 6% cash

or do you mean like it gives you a bunch of jelly beans that you think are worth cash

[brunes]

The MBNA one is better than the Citi Enrich one...I've had the card for a few years now...it used to be the E-bay credit card but that got canceled and all the members were switched to this MBNA card...it's great...no fees, extended warranty, platinum benefits.

The MBNA card has extended warranty, but the Citi card has 60 day price protection.

Theres a whole thread on RFD about how people have saved hundreds using price protection.

[curryman90]

What is the extended warranty on the MBNA card?

[andycraven]

Wtf?????

[kuzi]

The MBNA card has extended warranty, but the Citi card has 60 day price protection.

Theres a whole thread on RFD about how people have saved hundreds using price protection.

hmmm...touche...can you refer me to the thread that talks about the price protection...thanks.

[canada168]

The MBNA one is better than the Citi Enrich one...I've had the card for a few years now...it used to be the E-bay credit card but that got canceled and all the members were switched to this MBNA card...it's great...no fees, extended warranty, platinum benefits.

Does it imean the rental Car Insurance benefit also included ?