MBNA Rewards Travel Platinum Plus MC
The only way to get this card now is through the RWE application, and MBNA does not approve you for the RWE. The no annual fee version is grandfathered, and new card holders cannot get it anymore.
To get the $89 annual fee version (you get FYF), apply here, but only on the condition that you did not get approved for the RWE:
Link: https://apply.mbna.ca/applicationform/legal.htmMBNA wrote:You understand that this constitutes an application for both a World Elite Account (“World Elite Account”) and a Platinum Plus Travel Account (“Platinum Plus Account”). If your application for a World Elite Account is not approved, then this application shall be considered as your request and consent to the opening of a Platinum Plus Account.
How it works: You get 2 points per dollar, and it will be rounded up and down depending on the number of points (>0.50 points = round up), not the dollar value. Eg: $2.69 will be 5.38 points, which will be rounded down to 5 points. $5.48 will be 10.96 points, which will be rounded up to 11 points. So yes, if you want the max return, always make sure the points that you get after multiplying the spending by 2 is more than or equal to 0.50 points. (Eg: $XX.25, XX.30, XX.40, XX.75, XX.90)
The RTP is basically the same as the MBNA Rewards World Elite (2 points per $1) except you dont get price protection and concierge, which is sort of the same situation with the MBNA Smart Cash Platinum Plus vs the World version. This card also does not have an annual fee and annoying redeeming tiers compare to the Cap One Aspire Travel World (expense has to be travel related, 15k miles for $150, cannot reach the next level till you have 30k miles where for this card you will be able to redeem every $50) , but if you need the travel insurance, I would suggest you get the Cap One instead (Card is grandfathered and became the Aspire Travel World Elite which sucks).
Platinum Plus benefits: https://www.mbna.ca/credit-cards/card-b ... /index.jsp
NOTE #1 (23/08): As this thread is still new, everything/anything above are subject to change.
NOTE #2 (23/08): Credit to burrows, barricuda and brucele (Killer B's! )
NOTE #3 (01/10): The rep may tell you that the card has been discontinued. Doesn't look like it's completely true. Try to call a few more times.
NOTE #4 (21/10): This card has been grandfathered as of Oct 6th, BUT you can still try your luck and see if you can get it. MBNA = YMMV after all.
NOTE #5 (02/05): A number of Rewards Travel cardholders have been getting invites for the MBNA Rewards World Elite. Check your special offers page! Screenshot: http://forums.redflagdeals.com/mbna-rew ... st16752049
NOTE #6 (28/07): You can apply for the card here now, but only if you don't get accepted for the RWE. Link here
NOTE #6 (20/10): New link to apply (as stated above, you will only get RTP if you don't get approved for RWE): here