MBNA Smart Cash MC: *FREE* World Version available!

[ellemea]

nah, u can collect smart cash right after u activate your card, at least thats my case.

were you on a reward card before? mine was the plain platinum without any reward...

basically they listed 3 scenarios
- new customer, starting with smart cash
- old costomer, convert from non-reward program
- old customer, convert from reward program

it's so complicated in their way of writing!

[angel_wing0]

were you on a reward card before? mine was the plain platinum without any reward...

basically they listed 3 scenarios
- new customer, starting with smart cash
- old costomer, convert from non-reward program
- old customer, convert from reward program

it's so complicated in their way of writing!

yes i m on prp+ before...

[rilhouse]

you can call back like on thurs and ask for a credit analyst to approve u right away.

really? should i call the number they gave me to check on my app (1-800-416-6345) or the number i called to apply?

[shannn]

really? should i call the number they gave me to check on my app (1-800-416-6345) or the number i called to apply?

1 888 876 6262
Call from 8 - 6
I've always had luck doing that

[angel_wing0]

really? should i call the number they gave me to check on my app (1-800-416-6345) or the number i called to apply?

no.

1 888 876 6262
Call from 8 - 6
I've always had luck doing that

What he said.

Credit analysts can approve you right away, normal csr on the number u are given can only tell u if your application is approved or not.

[Loomy]

it's not a scam, the cheques come from memberworks, which is legit.

the premier rewards card doesn't do that.

mbna can put the money on your credit card electronically in their building with some button presses.

they don't need to pay for letters, paper, ink, or a company to contract the paperwork to. mbna is paying MONEY to mail these cheques. they are doing it because they're making money from it somehow. a ghost didn't walk into mbna and compel them to start mailing cheques. there is a reason. the reason benefits mbna, not you.

[angel_wing0]

the premier rewards card doesn't do that.

mbna can put the money on your credit card electronically in their building with some button presses.

they don't need to pay for letters, paper, ink, or a company to contract the paperwork to. mbna is paying MONEY to mail these cheques. they are doing it because they're making money from it somehow. a ghost didn't walk into mbna and compel them to start mailing cheques. there is a reason. the reason benefits mbna, not you.

yes i know, i used to have that card. You get a yearly credit.

Ok, which doesnt mean it's a SCAM. As long as i m getting money back per the terms listed, which is 5% for groceries/gas for the first 6 months, i couldnt care less on how they do it (as long as it's legit of cuz). It's only a scam if we are not getting the money.

[alpenrock]

What I did was I just replace the old card I called them to asked for a pay pass card they asked me this card would be ok less intrest plus cash back
plus no fees. also I ve got a yearly out of province insurance for the whole family for just 149$ on that time I went to South asia tour its like fully covered health insurance for 5 ppl. its a good deal

[Loomy]

It's only a scam if we are not getting the money.

exactly. that is why I wondered about how the cheque thing profited them. do you know why companies make gift certificates? keep up...

[angel_wing0]

exactly. that is why I wondered about how the cheque thing profited them.

They are porbably running a program with memberworks (what kind i donnno and not care), which another bank i cant recall is doing the same right now, and hence the 3% cashback.

[tkyoshi]

You still benefit anyway by having the cashback given to you once you hit $50.

Other "electronic" cashback cards generally dispense once a year.

[boumbo]

1 888 876 6262
Call from 8 - 6
I've always had luck doing that

i made my application last week and i called this number.. i got someone with strong indian accent.. she said she could not find my application and told me to call again next week... do i need to wait more??

the number told me to put my account number but i skip that since it is new application and dont have any account number...thats how i end up to an indian CSR..do they have access to the smart cash card info.... is the number correct?

[angel_wing0]

i made my application last week and i called this number.. i got someone with strong indian accent.. she said she could not find my application and told me to call again next week... do i need to wait more??

the number told me to put my account number but i skip that since it is new application and dont have any account number...thats how i end up to an indian CSR..do they have access to the smart cash card info.... is the number correct?

call again and ask for a credit analyst, they then should be able to forward u back to the ottawa office.

[nufan]

still havent gotten it yet, strange.

yeah I'm still waiting for my July cheque too I wonder if the number of applications has been steadily increasing and they are slowing down on sending out the cheques.

Mailing out the cheques is definately a downside of this card, if it was just put back on the account it would be so much better. Sending out physical cheques just adds too many variables.....the third party issuing them, canada post mailing them (or losing them more accurately). Not to mention having to go into the bank to cash it, these cheques are the only reason I have to go into a bank branch these days

[djino]

yeah I'm still waiting for my July cheque too I wonder if the number of applications has been steadily increasing and they are slowing down on sending out the cheques.

Mailing out the cheques is definately a downside of this card, if it was just put back on the account it would be so much better. Sending out physical cheques just adds too many variables.....the third party issuing them, canada post mailing them (or losing them more accurately). Not to mention having to go into the bank to cash it, these cheques are the only reason I have to go into a bank branch these days

+1

My July 27th statement showed $64 MBNA Dollars, yet I still have not received my $50 Cheque.

djino
"Hmmm"