MBNA Smart Cash MC: *FREE* World Version available!

[shannn]

Hmmm if they cancel your CC, does will that affect your credit score in the same were if yourself had cancelled it?

Since that was his first CC, it affected the average age of his accounts, so his credit must have taken some kind of dip

I think your credit is affected regardless of who cancels the card

[angel_wing0]

IIRC someone else also got two by accident. Judging by how many times you called in to flame them, you might just be getting a third one too :P

Hmmm if they cancel your CC, does will that affect your credit score in the same were if yourself had cancelled it?

I doubt that, ppl will kill me ifthey get temp cards --*

Since that was his first CC, it affected the average age of his accounts, so his credit must have taken some kind of dip

I think your credit is affected regardless of who cancels the card

Yes it was back in 02. Thats why i m so mad today still...

[Cauthon]

I called 18778886262 and 0'd out and they transfered me overseas. (I'm being polite).

I called 1-877-228-6262 and put in my acct info (it goes to the same place) and was looked after. 2 weeks till I get it.

I got a laugh out of "We've been getting a lot of requests for this. How did you hear about it?"

My account has already been changed over on their website. So now I just wait for the card. I just wish I could start getting the cashback already!

[angel_wing0]

My account has already been changed over on their website. So now I just wait for the card. I just wish I could start getting the cashback already!

once the card is converted online u should be able to start using it right away as the new account (meaning getting 5% back on gas/grocery for first 6 months)

[nufan]

I realize I will get ripped a new one for asking this but if anyone has some helpful info it would be hugely appreciated ! I am wondering about any extra features this card may have, eg. if you buy electronics on it do you get an extended warranty? If so what are the terms, do you just contact MBNA if you need to use this warranty? Also if there are any other benefits like travel insurance etc... is there anywhere that outlines all this? I checked the Premier Rewards card on the website but couldn't find anywhere mentioning these benefits, so maybe the card just doesn't offer it. Also checked out quite a few pages in this thread but must admit not all 70+.

Thanks for any info!

EDIT: upon further digging through the mbna site, I assume this card has the features outlined in the "Platinum Card" column: http://www.mbna.com/canada/credit_comparecards.html

Wish they provided more details on the benefits rather than just the short description. Has anyone used an extended warranty on one of these cards for returning something? I'm curious how that feature would work. (Extended Warranty Benefits). Also curious on the Auto Rental Insurance, so when I rent when I have this card theres no reason for me to pay more for insurance from the rental place, since I'm covered by MBNA ? Or is their coverage not as good.

[Cauthon]

once the card is converted online u should be able to start using it right away as the new account (meaning getting 5% back on gas/grocery for first 6 months)

Good to know since I'll be gasing up in the next few days. I will just start using the card and see if it works. (I normally would use a different card).

[pennywize]

For those who didn't get your card yet, call this number 1-877-228-6262
I applied about 2 weeks ago and heard nothing back.

Called that number just now, put me on hold for 1 minute, says he just processed my application and my card should be coming in 7-10 business days.

[CingKrab]

For those who didn't get your card yet, call this number 1-877-228-6262
I applied about 2 weeks ago and heard nothing back.

Called that number just now, put me on hold for 1 minute, says he just processed my application and my card should be coming in 7-10 business days.

Did you apply directly for a Smart Cash or did you go the switching route?

[pnyknights]

For those who didn't get your card yet, call this number 1-877-228-6262
I applied about 2 weeks ago and heard nothing back.

Called that number just now, put me on hold for 1 minute, says he just processed my application and my card should be coming in 7-10 business days.

Did you apply directly for a Smart Cash or did you go the switching route?

+1 x page6

I called the number yesterday and went for direct application. Told them not to touch my other card other than moving some of the available credit.

[pennywize]

Did you apply directly for a Smart Cash or did you go the switching route?

Applied directly for a Smart Cash, new customer

[newt_101]

Just found out the card will be going out in the mail tomorrow as my account was approved. Looking forward to using just ONE card, and this one beats my PC Mastercard for the bonuses, and I won't need my RBC Platinum Visa anymore for the car rental insurance.

Thanks

[moneytech]

Got my smart cash card total time from when I called to when it arrived = 6 business days. However I don't see any platinum plus disclosure/legal agreement with my package, there is just a pamphlet with some brief description of the platinum plus benefits but no details

[angel_wing0]

Got my smart cash card total time from when I called to when it arrived = 6 business days. However I don't see any platinum plus disclosure/legal agreement with my package, there is just a pamphlet with some brief description of the platinum plus benefits but no details

that will come later...so some ppl get it within 6 business days and some ppl like me get it in 12..ugh.

[coldpower27]

that will come later...so some ppl get it within 6 business days and some ppl like me get it in 12..ugh.

Yeah,I just got the platinum Plus disclosure agreement, with cheques today.

On another note, I tried using my MBNA Smart Cash at SigElectronics and got denied today, so bad...good thing I still have my Platinum Enrich.

[djino]

that will come later...so some ppl get it within 6 business days and some ppl like me get it in 12..ugh.

And some people like me are waiting longer than 17 business days.

djino
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