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it's been over a month since i aplpied for the card.....Originally Posted by Aero
mirccccccc lol I havent read/heard that in a longggggggg time
i've received nothing from them yet.. wats going on?
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May 5th, 2009 09:25 AM #1426Deal Addict
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mirccccccc lol I havent read/heard that in a longggggggg time Originally Posted by pnyknights
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May 5th, 2009 10:09 AM #1427Member
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May 5th, 2009 10:12 AM #1428Deal Guru
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make sure u let them know...dijno waited likea month. Originally Posted by S16
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May 5th, 2009 10:13 AM #1429Deal Fanatic
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Call them to follow up. They put my application on hold and didn't tell me, I had to call in to get it done. Originally Posted by S16
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May 5th, 2009 10:21 AM #1430Deal Addict
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Yeah, it's strange. When I called to apply, they immediately sent me to the credit dept. after taking down all my info... only to be told that the credit dept. won't get the info for a few days. (Bad internal database I guess.) Originally Posted by slowtyper
So, they said I could call back in a few days or wait for their call. They never called. About a week and a half later I called them. Everything had been approved but they were waiting for me to call back before doing the final approval and sending me the stuff.
P.S. Again, they approved me for way more than I wanted, despite the fact I specifically did not want a huge credit amount. But, I just reduced the amount on the spot and told them not to increase it without my permission. Some don't mind having huge amounts of unused credit card space. However, I prefer having enough so I can keep my credit card usage ratios very low, but don't have so much where the numbers become ridiculously high. Reply With Quote
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May 5th, 2009 11:00 AM #1431Deal Addict
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Same thing here. Applied Apr 8, the credit guy said the systems were down and they'd process my app the next day. 3 weeks passed and finally got a call asking to verify a couple pieces of info. Now I have to wait another 2 weeks to get my card. And yeah, sounds like they gave me a way higher limit than I would've liked. I'll get that reduced when I actually get the card.
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May 5th, 2009 11:06 AM #1432Deal Addict
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LMAO.. I was gonna say the samething Originally Posted by Aero
mirccccccc lol I havent read/heard that in a longggggggg time
djino
"memories!!"_______________
This is a short story about four people named Everybody, Somebody, Anybody, and Nobody. There was an important job to be done and Everybody was sure that Somebody would do it. Anybody could have done it, but Nobody did it. Somebody got angry about this, because it was Everybody's job. Everybody thought Anybody could do it, but Nobody realized that Everybody wouldn't do it. It ended up that Everybody blamed Somebody when Nobody did what Anybody could have done.
Which Person are YOU!!! Reply With Quote
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May 5th, 2009 11:20 AM #1433Deal Addict
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Whats going on is this: You were randomly pick to follow the Chit Path to Smart Card Success. Originally Posted by S16
1) You apply on Day 1 - MBNA says you will receive card in 7-10 Days.
2) Business Day 2 - MBNA didn't really take you serious - MBNA waiting for you to callback to verify you were serious about Application
3) Business Day 9 - MBNA now knows you were serious - but waits for you to call back again so that they can instantly approve you by phone
4) Business Day 14 - If you converted, Your new account now shows up on your online profile
5) You callback on Day 15 - MBNA says since you were just approved, it will take 10-15 for you to receive your Card
6) Business Day 19 - You call to have this escalated. Supervisor has no idea where your card is, but decides to say it was mailed out last week
7) Business Day 20 - You call to confirm when it was mailed out - Rep says it was mailed out yesterday
8) 1 Month after applying - You receive your card and start spending Cash Money!
djino
"Goodluck, as your gonna need it!"_______________
This is a short story about four people named Everybody, Somebody, Anybody, and Nobody. There was an important job to be done and Everybody was sure that Somebody would do it. Anybody could have done it, but Nobody did it. Somebody got angry about this, because it was Everybody's job. Everybody thought Anybody could do it, but Nobody realized that Everybody wouldn't do it. It ended up that Everybody blamed Somebody when Nobody did what Anybody could have done.
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May 5th, 2009 11:27 AM #1434Deal Guru
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i know it isnt meant to be funny but it's still funny... Originally Posted by djino
Last edited by angel_wing0; May 5th, 2009 at 11:31 AM.
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May 5th, 2009 02:35 PM #1435Jr. Member
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I have to thank the OP for the thread... Will transition from CIBC Classic Visa to a cashback card, finally.
Process:
Applied on Apr 16, credit check and approval on Apr 20th, received the card yesterday, May 4th.
All in all, not too bad.
Looking forward to the benefits of the card.
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May 5th, 2009 02:37 PM #1436Newbie
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Got my card toay May 4
Got my card today. Tks RFD.
Here how i apply for a new cc.
1. apply card on phone at 16 apr.
2. call in at 24 apr got approve. and rep says will mail the card out within 13 business day.
3. May 1 received my first MBNA cc with a "UNSEAL" envelope and the wrong address. (city name wrong too~~)
4. May 1 call in for replacement card. reps say "i sould recevied the cc on next day (ship Fedex)...
5. May 2 call in reps said " Fedex not shipping on saturday so i will receive on mondy....
6. May 3 call in reps said my CC is not shipping out yet... i will receive after wed May 6.
7. Today May 4, I got my CC...... again with an "unseal" MBNA evelope ......
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May 5th, 2009 03:08 PM #1437Deal Addict
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It's like my absolute back up last resort when MSN tends to refuse to work. Originally Posted by Aero
mirccccccc lol I havent read/heard that in a longggggggg time
I used to use all kinds of various fish
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9hrs waiting in the ER = troll mode currently on
FS: Christmas Window Decorations
We all know BB and FS are the same thing, therefore, BB + FS = B/S
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May 5th, 2009 03:14 PM #1438Deal Addict
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Next time.. I prefer Salfish Originally Posted by pnyknights
It's like my absolute back up last resort when MSN tends to refuse to work.
I used to use all kinds of various fish
djino_______________
This is a short story about four people named Everybody, Somebody, Anybody, and Nobody. There was an important job to be done and Everybody was sure that Somebody would do it. Anybody could have done it, but Nobody did it. Somebody got angry about this, because it was Everybody's job. Everybody thought Anybody could do it, but Nobody realized that Everybody wouldn't do it. It ended up that Everybody blamed Somebody when Nobody did what Anybody could have done.
Which Person are YOU!!! Reply With Quote
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May 5th, 2009 04:22 PM #1439Sr. Member
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Does anyone know what the actual perks (and respective terms) are for this card? I got the information package and it didn't really specify how the insurance, warranty and price protection mechanisms worked..
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May 5th, 2009 04:26 PM #1440Deal Addict
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The package should have included a "Platinum Plus" brochure if yours is Plat Plus. It will detail all the coverages including Ext. Warranty, Purchase Protection, Car Rental Insurance and more. Originally Posted by someguy91
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