Personal Finance

[Merged] Tangerine uLOC Thread

  • Last Updated:
  • Oct 18th, 2019 5:38 pm
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[OP]
Sr. Member
Nov 23, 2018
526 posts
496 upvotes

[Merged] Tangerine uLOC Thread

Got an email from Tangerine telling me that I was pre-approved for a unsecured line of credit with 3.99% for the first 90 days.

Anyone got one? Is this legit?

Mod edit: discuss Tangerine uLOC in this thread, including promo rates and pre-approvals.
236 replies
Newbie
Nov 3, 2008
48 posts
26 upvotes
I have an unsecured line of credit with Tangerine, but it was grandfathered in from ING Direct.

Why I think your offer is legit: I have one, and it works great.

Why I think your offer isn't legit: When I talked to Tangerine about increasing my credit limit, they said that Scotiabank dropped the product and I should just be grateful I already have it

I know that doesn't 100% help, but maybe knowing the product exists makes it believable that Scotiabank changed their mind and has brought the product back.
Newbie
Aug 26, 2007
54 posts
24 upvotes
Vancouver
Got it too, seems legit to me? You can go on the Tangerine site and accept the offer.
Member
Aug 20, 2008
414 posts
168 upvotes
GTA
Got one too... At 2.99... then prime +1... Seems like a great deal.
[OP]
Sr. Member
Nov 23, 2018
526 posts
496 upvotes
freebies53 wrote:
Nov 28th, 2018 1:35 pm
Got one too... At 2.99... then prime +1... Seems like a great deal.
Nice.
Deal Addict
Mar 8, 2013
2360 posts
1094 upvotes
freebies53 wrote:
Nov 28th, 2018 1:35 pm
Got one too... At 2.99... then prime +1... Seems like a great deal.
I am also seeing the 2.99% offer, for $25,000, but in only one of the three family accounts. Before I accept, did anyone get a higher limit or lower rate?
Deal Addict
Jan 21, 2014
4155 posts
1857 upvotes
I too got the pre-approved LOC for $30K, same rates as others (2.99% for 90days and P+1% thereafter
Sr. Member
Nov 15, 2007
625 posts
164 upvotes
Same here, 2.99% for 90 days and P+1% thereafter.
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Deal Addict
Nov 25, 2014
1739 posts
943 upvotes
Newton Brook, ON
drjohnnyfever wrote:
Nov 28th, 2018 1:05 pm
Why I think your offer isn't legit: When I talked to Tangerine about increasing my credit limit, they said that Scotiabank dropped the product and I should just be grateful I already have it
When was that? Everyone at Tangerine should have known this was coming for a long time:

https://webcache.googleusercontent.com/ ... clnk&gl=ca

The only mystery is why "not a difficult product to develop" that was promised within the year ended up taking 20 months to see the light of day.
You need someone with an umbrella not a fork
Deal Addict
Nov 6, 2015
1840 posts
1288 upvotes
Oakville
Seems legit, logged in and accepted the offer and it shows up under accounts.
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Deal Addict
User avatar
Dec 17, 2008
2497 posts
1503 upvotes
Winnipeg
No such offer for me :(
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Deal Addict
Mar 21, 2013
1562 posts
1512 upvotes
Edmonton
Just received an offer for 2.99% for 90 days and Prime+1% thereafter, unsecured, $30k limit. Wow, great.
Last edited by Blubbs on Nov 28th, 2018 3:50 pm, edited 1 time in total.
[OP]
Sr. Member
Nov 23, 2018
526 posts
496 upvotes
I guess I am the poorest of the bunch. I got Prime + 4 and 3.99 for 90 days, and only $10k limit.
Deal Fanatic
Aug 27, 2004
6601 posts
193 upvotes
Toronto, ON
Got one too... I guess this means I don't really need to think about HELOCs given the rather low for unsecured prime + 1%...
Newbie
Mar 23, 2013
3 posts
Vaughan
I also got 2.99 then P+1 for 30k.

This blows my BMO LOC away.. GJ tangerine... i was thinking about cancelling my tangerine accounts..

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