Credit Cards

[Meridian Visa] 4% cash back on G&G, 2% on Rx&PAP VISA card (First $25,000 in purchase)*No limited time

  • Last Updated:
  • Sep 22nd, 2019 5:47 pm
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I think Meridian cards may be available to everyone now? Maybe? I just saw a banner ad while on RFD, I'm located in BC.

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I do not live in Ontario, but I started to see some banner ads on RFD for Meridian loans and credit cards. The link brought me to the credit card section.
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However, I kept browsing and found this...
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https://www.meridiancu.ca/Personal/Join ... ab-panel-1

I also went through most of the site and could not find any mention that required one to reside in Ontario.

Open for business finally
Last edited by batcave on Aug 22nd, 2018 3:14 pm, edited 1 time in total.
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The banking has always been available across Canada, for a few years anyway.
It’s apparently only lending products that are restricted to Ontario residents.
So yes, anyone that lives in Canada can apply for membership, you just can’t have any credit products unless you’re an Ontario resident.
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coolintheshade wrote:
Aug 16th, 2018 7:34 am
The banking has always been available across Canada, for a few years anyway.
It’s apparently only lending products that are restricted to Ontario residents.
So yes, anyone that lives in Canada can apply for membership, you just can’t have any credit products unless you’re an Ontario resident.
When you click through, it's show borrowing. Also, why would I get Meridian banner ads if I'm in BC?
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Like coolintheshade said Meridian hasn't officially launched its credit products outside of Ontario yet, so I doubt you'll be able to get their credit products outside of Ontario. The good news is, Meridian does allow anyone in Canada to open a bank account.

Personally I'd wait until the fall/winter when Meridian's new national bank is expected to launch (expect it to be like Alterna's Alterna Bank).
I like credit unions.
Member with DUCA Credit Union. Accounts with Tangerine, BMO, and EQ Bank.
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batcave wrote:
Aug 16th, 2018 1:00 pm
When you click through, it's show borrowing. Also, why would I get Meridian banner ads if I'm in BC?
No idea.
What I do know is, I get banner ads all the time for Coast Capital, and I’m not from BC.
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jacnel wrote:
Aug 16th, 2018 1:14 pm
Like coolintheshade said Meridian hasn't officially launched its credit products outside of Ontario yet, so I doubt you'll be able to get their credit products outside of Ontario. The good news is, Meridian does allow anyone in Canada to open a bank account.

Personally I'd wait until the fall/winter when Meridian's new national bank is expected to launch (expect it to be like Alterna's Alterna Bank).
We will see I guess because I did click through the banner ad and apply for a card with my BC address.
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batcave wrote:
Aug 16th, 2018 1:51 pm
We will see I guess because I did click through the banner ad and apply for a card with my BC address.
Hmm maybe they changed things but who knows Meridian is a bit strange with out of province customers it seems.
I like credit unions.
Member with DUCA Credit Union. Accounts with Tangerine, BMO, and EQ Bank.
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jacnel wrote:
Aug 16th, 2018 2:01 pm
Hmm maybe they changed things but who knows Meridian is a bit strange with out of province customers it seems.
It wasn’t long ago that @Kiraly applied for a Meridian credit card, and had to jump hoops as a non Ontario resident, just to obtain the card.
It may be different now, since Collabria is issuing the cards presently, instead of Cuet’s.
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coolintheshade wrote:
Aug 16th, 2018 2:26 pm
It wasn’t long ago that @Kiraly applied for a Meridian credit card, and had to jump hoops as a non Ontario resident, just to obtain the card.
It may be different now, since Collabria is issuing the cards presently, instead of Cuet’s.
Let's hope. Collabria just checked my credit so maybe.
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I think the system automatically pulls credit, even if you aren't technically eligible. (It happened to me with an Alterna Savings card).
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joshnet wrote:
Aug 16th, 2018 2:59 pm
I think the system automatically pulls credit, even if you aren't technically eligible. (It happened to me with an Alterna Savings card).
alterna bank or cu?? so confusing yeah lol
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batcave wrote:
Aug 16th, 2018 2:51 pm
Let's hope. Collabria just checked my credit so maybe.
You’ll receive an email when approved, at least I did 6 hours after applying for the Mortgage Alliance credit card.
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dekvitaly wrote:
Aug 16th, 2018 3:44 pm
alterna bank or cu?? so confusing yeah lol
Alterna Savings is the CU, Alterna Bank is the bank subsidiary. Alterna Bank does not have credit cards.

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