Mortgage advice needed
My parents bought us a pre development (condo) about 3 years ago. The paid 25% down payment and we need to get mortgage for the rest. My dad name is on the contract as well as mine and my husband's. My husband has a good credit and great income ($90000) my income is not bad either ($57000) but had some problem with my credit before getting this job I got a copy of my credit report and paid all the outstanding amounts last month. The only debt we have now is my student loans for $20000. My dad also has OK credit but he doesn't work in Canada. I was wondering if we have a chance of getting a mortgage through A lenders? or do we need to look at private lenders?